521 Franklin St, Reading, PA 19602 Property Records

Berks County property record for 521 Franklin St, Reading, PA 19602

Property Summary

Property Type	Store with Apartments
Details	3,658 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Feb 2022)
Tax Bill	$1,143 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5306-27-89-0679`

Property Details

APN / Parcel Number

Primary APN	`5306-27-89-0679`
Alternative APNs	`04-5306-27-89-0679` `04379475` `379475`

Interior

Units	3 Units
Stories	3 Stories
Building Area	3,658 sqft Gross Area
1st Floor Area	2,254 sqft
Basement Area	408 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04379475
Street Address	521 FRANKLIN ST
City	READING
State	PA
Zip	19602-1052
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Block	89
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	4
Census Block	4012
Census Tract	100

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	420 KENT AVE, 330, BROOKLYN, NY 11249-5613
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage DIAMOND CU
Feb 17, 2022	Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	20227091
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	521 FRANKLIN ST, READING, PA 19602-1052
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 KENT AVE 330, 330, BROOKLYN, NY 11249-5613

Mortgage

Document Number	0000043580
Date	Nov 7, 2022
Instrument	2022043580

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2032

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 17, 2022
Property Address	521 FRANKLIN ST, READING, PA 19602-1052
Document Number	0000007091
Instrument Date	Feb 10, 2022
Instrument	2022007091
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 KENT AVE APT 330, 330, BROOKLYN, NY 11249-5613

Mortgage

Document Number	0000007092
Date	Feb 17, 2022
Instrument	2022007092

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,143.00 (+4%)	$40,500 (-) Land $12,000 Building $28,500	$12,000 (-) Land $12,000
2025	$1,099.00 (+2.52%)	$40,500 (-) Land $12,000 Building $28,500	$12,000 (-70.37%) Land $12,000
2024	$1,072.00	$40,500 Land $12,000 Building $28,500
1994			$40,500 Land $12,000 Building $28,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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