Putnam County property record for 521 Fourth Ave S, Baxter, TN 38544
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2023 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,900 (Apr 2023) |
| Deeds & Mortgages | Dec 2022 Construction Loan Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071063C B 00403 |
| Primary APN | 071063C B 00403 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 42,689 sqft (0.98 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 FOURTH AVE S |
|---|---|
| City | BAXTER |
| State | TN |
| Zip | 38544-5154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:2 DIST:20 CITY/MUNI/TWP:BAXTER SUBD:K C CROSSING SUBDIVISION MAP REF:063C |
| Legal Subdivision | K C CROSSING SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 8 |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 1100 |
Source: Putnam County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 FOURTH AVE S, BAXTER, TN 38544-5154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK & TRUST CO |
| Apr 21, 2023 | Warranty Deed, Transfer · Commercial Mortgage ONE BANK OF TENNESSEE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Deed Document Number | 0RB1471623 |
| Deed Book / Page | RB1471 / 623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 521 FOURTH AVE S, BAXTER, TN 38544-5154 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3611 EATON RD, COOKEVILLE, TN 38501-6642 |
| Investor | Possibly a Property Investor |
| Document Number | 0001447631 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 1447/631 |
| Instrument | 281482 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Jun 5, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Apr 21, 2023 |
| Property Address | 521 FOURTH AVE S, BAXTER, TN 38544-5154 |
| Document Number | 0001471623 |
| Book / Page | 1471 / 623 |
| Map Reference | CAB K SL 121B |
| Instrument Date | Apr 21, 2023 |
| Instrument | 285843 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Title Company | NOT AVAILABLE, LEDBETTER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $961.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 FOURTH AVE S, BAXTER, TN 38544-5154 |
| Document Number | 0000285844 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 285844 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Putnam County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Baxter Town |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $51,825 Land $5,000 Building $46,825 | |
| 2021 | $207,300 Land $20,000 Building $187,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAXTER WATER DEPARTMENT serves 7,781 people · EPA ID TN0000040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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