Craven County property record for 521 Ferry Rd, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,827 sqft · built 1998 |
| Lot Size | 1.16 acres (50,878 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,189 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-003-053 |
| Primary APN | 5-003-053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| 1st Floor Area | 1,827 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,878 sqft (1.16 acres) |
| Lot Dimensions | 292 ft deep x 210 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Storage Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 4721199 |
|---|---|
| Street Address | 521 FERRY RD |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | LT 4 & 5 PLAN OF HAITI |
| Legal Subdivision | HAITI |
| Legal Lot Number | 4-5 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 961303 |
521 Ferry Rd is owned and occupied by an individual.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 FERRY RD, HAVELOCK, NC 28532-9329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 521 FERRY RD, HAVELOCK, NC 28532-9329 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0035160344 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 3516/0344 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 521 Ferry Rd was $1,189.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,189.00 | $224,050 (-) Land $16,190 Building $207,860 | $224,050 (-) Land $16,190 Building $207,860 |
| 2025 | $1,189.00 | $224,050 Land $16,190 Building $207,860 | $224,050 Land $16,190 Building $207,860 |
| 2023 | $1,177.00 (+5.85%) | $224,050 (+33.13%) Land $16,190 Building $207,860 | $224,050 Land $16,190 Building $207,860 |
| 2022 | $1,112.00 | $168,300 Land $16,190 Building $152,110 | |
| 2018 | $168,300 Land $16,190 Building $152,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Ferry Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 34 (1992–2018) |
| Claims Outside the SFHA | 13 of 34 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Ferry Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE only, no 5G reported
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