Nash County property record for 521 Falls Rd, Rocky Mount, NC 27804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,395 sqft · built 1910 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Apr 2026) |
| Tax Bill | $991 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 385015-63-1193 |
| Primary APN | 385015-63-1193 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,395 sqft Heated Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 65420 |
|---|---|
| Street Address | 521 FALLS RD |
| City | ROCKY MOUNT |
| State | NC |
| Zip | 27804-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 1 LT, |
| Legal Subdivision | MAP OF PROPERTY OF J J W LOONEY HEIRS |
| Jurisdiction | NASH NC |
| Township / Civil Division | ROCKY MOUNT |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Falls Road Historic District listed 1999 · 76 contributing resources · NRIS 99001367 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
521 Falls Rd is owned and occupied by two individuals who bought it in April 2026.
Source: Nash County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 FALLS RD, ROCKY MOUNT, NC 27804-4810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING |
| Apr 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING |
| Jun 4, 2019 | Warranty Deed, Transfer |
| Mar 31, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on File |
| Deed Sale | Apr 9, 2026 · Amount on File |
| Prior Sale | Jun 4, 2019 · Amount on File |
| Deed Book / Page | 3479 / 923 |
| Prior Transfer Date | May 14, 2010 |
| Prior Transfer Doc | 2513/0142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Apr 9, 2026 |
| Property Address | 521 FALLS RD, ROCKY MOUNT, NC 27804-4810 |
| Document Number | 3479000923 |
| Book / Page | 3479 / 923 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 521 FALLS RD, ROCKY MOUNT, NC 27804-4810 |
| Document Number | 3479000926, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 3479/926 |
| Name | KEYSTONE FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Apr 9, 2026 |
| Property Address | 521 FALLS RD, ROCKY MOUNT, NC 27804-4810 |
| Document Number | 003479/923 |
| Book / Page | 3479 / 923 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 521 FALLS RD, ROCKY MOUNT, NC 27804-4810 |
| Document Number | 3479000926, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 3479/926 |
| Name | KEYSTONE FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Jun 4, 2019 |
| Property Address | 521 FALLS RD, ROCKY MOUNT, NC 27804-4810 |
| Document Number | 2991/0120 |
| Book / Page | 2991 / 0120 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $218.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 LOFT LN APT 103, 213, RALEIGH, NC 27609-3867 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 27, BUXTON, NC 27920-0027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Mar 31, 2017 |
| Property Address | 521 FALLS RD, ROCKY MOUNT, NC 27804-4810 |
| Document Number | 2873/0030 |
| Book / Page | 2873 / 0030 |
| Map Reference | MB2619 PG654 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 2873-0030 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $68.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 AVENUE DE LA, 104, CARROLLTON, TX 75011 |
| Name | Verified Name |
|---|---|
| Address | 521 FALLS RD, ROCKY MOUNT, NC 27804-4810 |
The 2026 property tax bill for 521 Falls Rd was $991.
Source: Nash County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Nash County |
| Municipality | Rocky Mount City |
| Unified School District | Nash-Rocky Mount Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $991.00 | $157,370 (-) Land $14,680 Building $142,690 | $157,370 (-) Land $14,680 Building $142,690 |
| 2025 | $991.00 | $157,370 Land $14,680 Building $142,690 | $157,370 Land $14,680 Building $142,690 |
| 2023 | $665.00 | $99,290 | $99,290 Land $11,740 Building $87,550 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 521 Falls Rd in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 49 (1978–2024) |
| Claims Outside the SFHA | 2 of 49 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Falls Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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