Bell County property record for 521 Evans Dr, Middlesboro, KY 40965
| Property Type | Mobile Home |
|---|---|
| Details | 840 sqft · built 1977 |
| Lot Size | 5.71 acres (248,989 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $726,450 (Aug 2023) |
| Tax Bill | $428 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage Mar 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-30-00-058.00 |
| Primary APN | 070-30-00-058.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 840 sqft Living Area |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Mobile Home |
| Exterior Material | Stucco |
| Lot Area | 248,989 sqft (5.71 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Account Number | 9099 |
|---|---|
| Street Address | 521 EVANS DR |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1414 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SE SB3 (LAND & MOBILE HOME) |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 960600 |
Source: Bell County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 EVANS DR, MIDDLESBORO, KY 40965-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2018 | Deed, Transfer · Stand-Alone First Mortgage ELMER KINCAID |
| Mar 26, 2018 | Deed, Transfer · Line of Credit FIRST STATE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2023 · Amount on Record |
| Deed Sale | Aug 9, 2023 · Amount on Record |
| Prior Sale | May 17, 2018 · Amount on Record |
| Deed Document Number | 2023197785 |
| Deed Book / Page | 59 / 123 |
| Prior Transfer Date | Jan 19, 2010 |
| Prior Transfer Doc | 000D348/62 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | May 17, 2018 |
| Property Address | 521 EVANS DR, MIDDLESBORO, KY 40965-1414 |
| Document Number | 00D378/290 |
| Book / Page | D378 / 290 |
| Instrument Date | May 17, 2018 |
| Instrument | 175281 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 W ROCHESTER AVE, MIDDLESBORO, KY 40965-1465 |
| Name | Verified Name |
|---|---|
| Address | 521 EVANS DR, MIDDLESBORO, KY 40965-1414 |
| Investor | Possibly a Property Investor |
| Document Number | 0000175282 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 175282 |
| Name | ELMER KINCAID |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 28, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Mar 26, 2018 |
| Property Address | 521 EVANS DR, MIDDLESBORO, KY 40965-1414 |
| Document Number | 00D377/617 |
| Book / Page | D377 / 617 |
| Instrument Date | Mar 8, 2018 |
| Instrument | 174740 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 W ROCHESTER AVE, MIDDLESBORO, KY 40965-1465 |
| Name | Verified Name |
|---|---|
| Address | 521 EVANS DR, MIDDLESBORO, KY 40965-1414 |
| Document Number | 0000174741 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 174741 |
| Name | FIRST STATE FINANCIAL INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 8, 2023 |
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $428.00 (+2.39%) | $40,000 (-) Land $40,000 | $40,000 (-) Land $40,000 |
| 2023 | $418.00 | $40,000 | $40,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 21 (1979–2021) |
| Claims Outside the SFHA | 12 of 21 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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