521 Ely Ct, Deltona, FL 32725 Property Records

Volusia County property record for 521 Ely Ct, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 1984
Lot Size	0.412 acres (17,954 sqft)
Owner	2 Trust Names on Record
Last Sale	$285,000 (Aug 2021)
Tax Bill	$450 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-20-27-0080`

Property Details

APN / Parcel Number

Primary APN	`8130-20-27-0080`
Alternative APNs	`31183020270080` `30183120270080` `2710764.0` `2710764`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,322 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,874 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,954 sqft (0.412 acres)
Lot Dimensions	191 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	594 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2710764
Street Address	521 ELY CT
City	DELTONA
State	FL
Zip	32725-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 8 BLK 612 DELTONA LAKES UNIT 20 MB 27 PGS 1-6 INC PER OR 4654 PG 1298 PER OR 7277 PGS 0716-0717 PER OR 7474 PG 0566 PER OR 7771 PG 1068 PER OR 8109 PG 2641
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	20
Legal Block	612
Legal Lot Number	8
Legal Unit	20
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3004
Census Tract	91018

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	521 ELY CT, DELTONA, FL 32725-8172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC
Nov 8, 2019	Warranty Deed, Transfer · Conventional Mortgage ATHAS CAP
Nov 21, 2017	Grant Deed, Transfer BUYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	2021205865
Deed Book / Page	8109 / 2641
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 27, 2021
Property Address	521 ELY CT, DELTONA, FL 32725-8172
Document Number	0081092641
Book / Page	8109 / 2641
Map Reference	MB 27 PG 1-6
Instrument Date	Aug 24, 2021
Instrument	2021-205865
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ASSURANCE ESCROW LLC, ASSURANCE T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 DECATUR AVE, BRONX, NY 10458-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 ELY CT, DELTONA, FL 32725-8172

Mortgage

Document Number	0081092643
Date	Aug 27, 2021
Instrument	8109/2643

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 8, 2019
Property Address	521 ELY CT, DELTONA, FL 32725-8172
Document Number	0077711068
Book / Page	007771 / 001068
Instrument Date	Oct 31, 2019
Instrument	219701
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ASSURANCE TITLE AND ESCROW LLC, ASSURANCE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2090 W ATMORE CIR DELTONA FL 327253310, DELTONA, FL 32725-3310

Mortgage

Document Number	77711071
Date	Nov 8, 2019
Book Page	007771/001071
Instrument	219703

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CALABASAS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 21, 2017
Property Address	521 ELY CT, DELTONA, FL 32725-8172
Document Number	0074740566
Book / Page	007474 / 000566
Instrument Date	Nov 17, 2017
Instrument	225081
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	BUYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$994.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1910 OLD TRAIN RD DELTONA FL 327383603, DELTONA, FL 32738-3603

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,906 (-6.6%) Land $60,762 Building $274,144	$334,906 (-6.6%) Land $60,762 Building $274,144
2025	$450.00 (+11.11%) Veteran's exemption	$358,590 (+20.69%) Land $69,048 Building $289,542	$358,590 (+4.93%) Land $69,048 Building $289,542
2024	$405.00 (-92.23%)
2023	$5,215.00 (+0.81%) Senior Citizen's exemption	$297,110 (+3%)	$341,731 (+18.47%) Land $62,603 Building $279,128
2022	$5,173.00 Senior Citizen's exemption	$288,456 Land $40,048 Building $248,408	$288,456 Land $40,048 Building $248,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	8 (1992–2020)
Claims Outside the SFHA	2 of 8
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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