521 Elverta Rd, Elverta, CA 95626 Property Records

Sacramento County property record for 521 Elverta Rd, Elverta, CA 95626 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,221 sqft · built 1958
Lot Size	0.716 acres (31,181 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,308 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Apr 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`202-0301-006-0000`

Property Details

APN / Parcel Number

Primary APN	`202-0301-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
Gross Area	1,462 sqft
1st Floor Area	1,221 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	31,181 sqft (0.716 acres)
Garage Area	241 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	521 ELVERTA RD
City	ELVERTA
State	CA
Zip	95626-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE EAST 66.33 FT OF THE WEST 331.99 FT OF LOT 275 ELVERTA
Legal Subdivision	ELVERTA 02
Legal Lot Number	275
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2025
Census Tract	7206

Owner

Source: Sacramento County records · APN 202-0301-006-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	521 ELVERTA RD, ELVERTA, CA 95626-9626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Apr 01, 2026	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Nov 06, 2020	Grant Deed, Transfer · Conventional Mortgage HOME PT FIN'L
Nov 06, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BK
Jul 07, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MTG
Jul 07, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2026
Deed Sale	Apr 01, 2026
Prior Sale	Jul 01, 2024 · Amount on Record
Deed Book / Page	20260401 / 663
Prior Transfer Date	Jun 28, 2024
Prior Transfer Doc	2024000789
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	521 ELVERTA RD, ELVERTA, CA 95626-9626
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	VANTAGE PROPERTY TITLE COMPANY, VANTAGE POINT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 ELVERTA RD, ELVERTA, CA 95626-9626
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000126
Date	Jan 03, 2023
Instrument	2023010300126

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 14, 2052

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 01, 2026
Property Address	521 ELVERTA RD, ELVERTA, CA 95626-9626
Document Number	2026000663
Book / Page	20260401 / 663
Instrument Date	Mar 23, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	521 ELVERTA RD, ELVERTA, CA 95626-9626

Mortgage

Document Number	2026000664,
Date	Apr 01, 2026
Book Page	20260401/664

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	5.12%
Max Rate	-1%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 06, 2020
Property Address	521 ELVERTA RD, ELVERTA, CA 95626-9626
Document Number	2011061895
Instrument Date	Nov 04, 2020
Instrument	2011061895
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	521 ELVERTA RD ELVERTA CA 956269626, ELVERTA, CA 95626-9626

Mortgage

Document Number	2011061896
Date	Nov 06, 2020
Instrument	2011061896

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 05, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 06, 2020
Property Address	521 ELVERTA RD, ELVERTA, CA 95626-9626
Document Number	2011061894
Instrument Date	Oct 28, 2020
Instrument	2011061894
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	521 ELVERTA RD ELVERTA CA 956269626, ELVERTA, CA 95626-9626

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	521 ELVERTA RD, ELVERTA, CA 95626-9626
Document Number	2001230910
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 07, 2020
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	521 ELVERTA RD ELVERTA CA 956269626, ELVERTA, CA 95626-9626

Mortgage

Document Number	2001230910
Date	Jan 23, 2020
Instrument	2001230910

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 07, 2017
Property Address	521 ELVERTA RD, ELVERTA, CA 95626-9626
Document Number	1707071147
Instrument Date	Jul 06, 2017
Instrument	1707071147
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	521 ELVERTA RD ELVERTA CA 956269626, ELVERTA, CA 95626-9626

Mortgage

Document Number	1707071148
Date	Jul 07, 2017
Instrument	1707071148

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 07, 2017
Property Address	521 ELVERTA RD, ELVERTA, CA 95626-9626
Document Number	1707071146
Instrument Date	Jul 05, 2017
Instrument	1707071146
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	521 ELVERTA RD ELVERTA CA 956269626, ELVERTA, CA 95626-9626

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Secondary School District	Twin Rivers Unified School District (9-12) (09 - 12)
Elementary School District	Elverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$559,980 (+2%) Land $198,900 Building $361,080
2025	$6,308.00 (+31.28%)	$549,000 (+25.64%) Land $195,000 Building $354,000
2024	$4,805.00 (-1.38%)
2023	$4,872.00 (-49.86%) Homeowner's exemption	$436,967 Land $94,676 Building $342,291
2022	$9,716.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670072062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1995–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2016, other causes

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	About 1 in 333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Succeed.Net	Fixed Wireless (unlicensed)	100 / 50

May also be available at this address: DigitalPath. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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