521 Elm St, Reading, PA 19601 Property Records

Berks County property record for 521 Elm St, Reading, PA 19601

Property Summary

Property Type	Commercial Office
Details	2,268 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Feb 2025)
Tax Bill	$1,467 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`5307-75-82-1002`

Property Details

APN / Parcel Number

Primary APN	`5307-75-82-1002`
Alternative APNs	`07-5307-75-82-1002` `07362800` `362800`

Interior

Stories	2 Stories
Building Area	2,268 sqft Gross Area
1st Floor Area	1,161 sqft
Attic	Attic
Attic Area	450 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07362800
Street Address	521 ELM ST
City	BIRDSBORO
State	PA
Zip	19508-2503
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Block	82
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2003
Census Tract	1300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	829 W MAIN ST, LEESPORT, PA 19533-9252
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage MID PENN BANK
Oct 31, 2023	Deed, Transfer FIRST UNITED LAND TRANSFER INC, FIRST UNITED LAND TRANSFER I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Oct 31, 2023 · Amount on Record
Deed Document Number	20255433
Prior Transfer Date	Nov 14, 2000
Prior Transfer Doc	0000053463
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	521 ELM ST, READING, PA 19601-3305
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	FIRST UNITED LAND TRANSFER INC, FIRST UNITED LAND TRANSFER I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 WASHINGTON DR, READING, PA 19606-3646

Mortgage

Document Number	0000036489
Date	Dec 11, 2023
Instrument	2023036489

Lender

Name	MID PENN BANK
Type	Bank
Address	READING, PA 19610

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 31, 2023
Property Address	521 ELM ST, READING, PA 19601-3305
Document Number	0000032492
Instrument Date	Oct 30, 2023
Instrument	2023032492
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	FIRST UNITED LAND TRANSFER INC, FIRST UNITED LAND TRANSFER I

Transaction

Amount	Amount Recorded
Tax	$2,003.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6103 WASHINGTON DR, READING, PA 19606-3646

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,467.00 (+6.61%)	$52,000 (-) Land $13,000 Building $39,000	$13,000 (-75%) Land $13,000
2024	$1,376.00 (-39.46%)	$52,000 (-) Land $13,000 Building $39,000
2023	$2,273.00	$52,000 Land $13,000 Building $39,000
1994			$52,000 Land $13,000 Building $39,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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