521 Ellis Ave, Troy, TX 76579 Property Records

Bell County property record for 521 Ellis Ave, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,652 sqft · built 1963
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on Record
Tax Bill	$2,889 (2023)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0375860000`

Property Details

APN / Parcel Number

Primary APN	`0375860000`
Alternative APNs	`854602` `49120`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	1,412 sqft
1st Floor Area	1,412 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	854602
Street Address	521 ELLIS AVE
City	TROY
State	TX
Zip	76579-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	ELLIS 1ST SECTION, BLOCK 002, LOT 0014
Legal Subdivision	ELLIS 1ST SECTION
Legal Block	2
Legal Lot Number	14
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2015
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 ELLIS AVE, TROY, TX 76579-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK TEXAS
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 11, 2019	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022
Deed Sale	Jul 8, 2022
Prior Sale	Jan 11, 2019
Deed Document Number	2022043697
Record Updated	Jun 7, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 8, 2022
Property Address	521 ELLIS AVE, TROY, TX 76579-2515
Document Number	0000043697
Map Reference	CAB A SL 200-B
Instrument Date	Jul 5, 2022
Instrument	2022043697
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 ELLIS AVE, 521, TROY, TX 76579-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 ELLIS AVE, TROY, TX 76579-2515

Mortgage

Document Number	0000043698
Date	Jul 8, 2022
Instrument	2022043698

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	521 ELLIS AVE, TROY, TX 76579-2515
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051973
Date	Aug 12, 2021
Instrument	2021051973

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 11, 2019
Property Address	521 ELLIS AVE, TROY, TX 76579-2515
Document Number	0000001315
Map Reference	CAB A SL 200-B
Instrument Date	Jan 10, 2019
Instrument	2019-00001315
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 ELLIS AVE, TROY, TX 76579-2515

Mortgage

Document Number	0000001316
Date	Jan 11, 2019
Instrument	2019-00001316

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,889.00 (-3.51%) Homeowner's exemption	$229,433 Land $15,000 Building $214,433	$229,433 Land $15,000 Building $214,433
2022	$2,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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