521 E Taylor St, Dekalb, IL 60115 Property Records

DeKalb County property record for 521 E Taylor St, Dekalb, IL 60115

Property Summary

Property Type	Commercial
Lot Size	0.497 acres (21,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,395,000 (Nov 2009)
Tax Bill	$19,700 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-361-018`

Property Details

APN / Parcel Number

Primary APN	`08-23-361-018`

Interior

Units	12 Units

Exterior

Lot Area	21,632 sqft (0.497 acres)
Lot Dimensions	208 ft deep x 104 ft wide

Location & Zoning

Account Number	0823361018
Street Address	521 E TAYLOR ST
City	DEKALB
State	IL
Zip	60115-4577
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SWEET SUB - LOT 4
Legal Subdivision	SWEET SUB
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	4
Census Block	4016
Census Tract	1300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 HAMPTON CT, DEKALB, IL 60115-4920
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage HEARTLAND BK
Nov 7, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/OTTAWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2009 · Amount on Record
Deed Sale	Nov 17, 2009 · Amount on Record
Prior Sale	Aug 16, 2007 · Amount on Record
Deed Document Number	200916754
Prior Transfer Date	Aug 3, 2007
Prior Transfer Doc	0000014648
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	521 E TAYLOR ST, DEKALB, IL 60115-4577
Document Number	0000010190
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515-521 E TAYLOR ST DEKALB IL 601154576, DEKALB, IL 60115-4576

Mortgage

Document Number	0000010190
Date	Oct 2, 2020
Instrument	10190

Lender

Name	HEARTLAND BK
Type	Bank
Address	1985 DEKALB AVE, SYCAMORE, IL 60178-3107

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Oct 1, 2027

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	521 E TAYLOR ST, DEKALB, IL 60115-4577
Document Number	0000010391
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HAMPTON CT DEKALB IL 601154920, DEKALB, IL 60115-4920

Mortgage

Document Number	0000010391
Date	Nov 7, 2018
Instrument	10391

Lender

Name	FIRST NAT'L BK/OTTAWA
Type	Bank
Address	OTTAWA, IL 61350-9983

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,798 (+25.6%) Land $50,042 Building $220,756	$812,394 (+25.6%) Land $150,126 Building $662,268
2024	$19,700.00
2023		$215,608 Land $39,843 Building $175,765	$646,824 Land $119,529 Building $527,295

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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