521 E Sanderling St, Ontario, CA 91761 Property Records

San Bernardino County property record for 521 E Sanderling St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,823 sqft · built 1947
Lot Size	0.072 acres (3,150 sqft)
Owner	Company Name on Record
Last Sale	$760,000 (Sep 2025)
Tax Bill	$9,915 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2024 Mortgage + 7 more
Flood Zone	Zone D (undetermined)
APN	`0332-024-35-0000`

Property Details

APN / Parcel Number

Primary APN	`0332-024-35-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,823 sqft Living Area
Gross Area	2,203 sqft
1st Floor Area	957 sqft
2nd Floor Area	866 sqft
Basement Area	380 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,150 sqft (0.072 acres)
Lot Depth	7,000 ft Depth
Terrain	Above Road/Slope
View / Lot	Average
Porch	Slab
Porch Area	626 sqft
Patio Area	489 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	521 SUNDERLAND CT
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 2193 LOT 740 TR 2193 ARROWHEAD VILLAS UN1T 2 LOT 740
Legal Subdivision	ARROWHEAD VILLAS UNIT 2
Legal Tract	2193
Legal Block	2
Legal Lot Number	740
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2033
Census Tract	11003

Owner

Source: San Bernardino County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15501 SONORA ST, TUSTIN, CA 92782-1937
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Grant Deed, Transfer
Oct 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Sep 5, 2025	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2023	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Sep 27, 2023	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 8, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 11, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
May 11, 2021	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Nov 10, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	2025214974
Prior Transfer Date	Jan 2, 2003
Prior Transfer Doc	0000050708
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 17, 2025
Property Address	521 E SANDERLING ST, ONTARIO, CA 91761
Document Number	0000251384
Map Reference	MB 31 PG 64-66
Instrument Date	Oct 13, 2025
Instrument	2025-0251384
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15501 SONORA ST, TUSTIN, CA 92782-1937

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	521 E SANDERLING ST, ONTARIO, CA 91761
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 CURTIS AVE B, B, REDONDO BEACH, CA 90278-2005

Mortgage

Document Number	0000258951
Date	Oct 29, 2024
Instrument	2024-0258951

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Max Rate	11.2%

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 5, 2025
Property Address	521 E SANDERLING ST, ONTARIO, CA 91761
Document Number	0000214974
Map Reference	MB 31 PG 64-66
Instrument Date	Aug 20, 2025
Instrument	2025-0214974
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15501 SONORA ST, TUSTIN, CA 92782-1937

Mortgage

Document Number	0000214975
Date	Sep 5, 2025
Instrument	2025-0214975

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 29, 2023
Property Address	521 SUNDERLAND CT, LAKE ARROWHEAD, CA 92352
Document Number	0000242004
Map Reference	MB 31 PG 64-66
Instrument Date	Sep 12, 2023
Instrument	2023-0242004
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2225 CURTIS AVE # B, B, REDONDO BEACH, CA 90278-2005

Mortgage

Document Number	0000242005
Date	Sep 29, 2023
Instrument	2023-0242005

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 27, 2023
Property Address	521 SUNDERLAND CT, LAKE ARROWHEAD, CA 92352
Document Number	0000239250
Map Reference	MB 31 PG 64-66
Instrument Date	Sep 10, 2023
Instrument	2023-0239250
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17421 BROOKHURST DR, LAKE OSWEGO, OR 97034-5091

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 8, 2021
Property Address	521 SUNDERLAND CT, LAKE ARROWHEAD, CA 92352
Document Number	0000459666
Map Reference	MB 31 PG 64-68
Instrument Date	Sep 28, 2021
Instrument	2021-0459666
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17421 BROOKHURST DR, LAKE OSWEGO, OR 97034-5091

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 11, 2021
Property Address	521 SUNDERLAND CT, LAKE ARROWHEAD, CA 92352
Document Number	0000219072
Map Reference	MB 31 PG 64-66
Instrument Date	May 9, 2021
Instrument	2021-0219072
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17421 BROOKHURST DR, LAKE OSWEGO, OR 97034-5091

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 11, 2021
Property Address	521 SUNDERLAND CT, LAKE ARROWHEAD, CA 92352
Document Number	0000219073
Map Reference	MB 31 PG 64-66
Instrument Date	Apr 5, 2021
Instrument	2021-0219073
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17421 BROOKHUST DRIVE, LAKE OSWEGO, OR 97034-5091

Mortgage

Document Number	0000219074
Date	May 11, 2021
Instrument	2021-0219074

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	521 SUNDERLAND CT, LAKE ARROWHEAD, CA 92352
Document Number	0000448934
Instrument Date	Nov 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	521 SUNDERLAND CT LAKE ARROWHEAD CA 92352, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000448934
Date	Dec 4, 2018
Instrument	448934

Lender

Name	WELLS FARGO BK
Type	Bank
Address	BILLINGS, MT 59107-9900

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$760,000 (-2.6%) Land $91,200 Building $668,800
2025	$9,915.00 (+8.76%)	$780,300 (+14.77%) Land $132,600 Building $647,700
2023	$9,116.00 (+2.24%)	$679,881 Land $59,211 Building $620,670
2022	$8,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARROWHEAD VILLAS MUTUAL SERVICE COMPANY serves 2,644 people · EPA ID CA3610093
Water Source	Purchased surface water from CLAWA
Last State Inspection	Jun 2025
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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