521 E Rum River Dr N, Cambridge, MN 55008 Property Records

Isanti County property record for 521 E Rum River Dr N, Cambridge, MN 55008

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 1,640 sqft · built 2002
Lot Size1.53 acres (66,647 sqft)
OwnerIndividual Name on Record
Tax Bill$5,936 (2026)
Deeds & MortgagesJun 2017 Sale
Flood ZoneZone AE (high risk)
APN15.078.0120

Property Details

APN / Parcel Number

Primary APN15.078.0120

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,640 sqft Heated Area
1st Floor Area1,316 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area66,647 sqft (1.53 acres)
Lot Dimensions600 ft deep x 110 ft wide
Garage Area668 sqft
DrivewayDriveway
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address521 E RUM RIVER DR N
CityCAMBRIDGE
StateMN
Zip55008-1089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionSUBDIVISIONNAME RIVER HEIGHTS 3RD ADDITION LOT 012 BLOCK 001 SUBDIVISIONCD 15078
Legal Range023
Legal Township036
Legal Section29
Legal SubdivisionRIVER HEIGHTS 3RD ADDITION
Legal Block1
Legal Lot Number12
JurisdictionISANTI MN
Township / Civil DivisionCAMBRIDGE
Census Block Group2
Census Block2015
Census Tract130302

Owner

Source: Isanti County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address521 E RUM RIVER DR N, CAMBRIDGE, MN 55008-1089
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionISANTI MN
Recording DateJun 16, 2017
Property Address521 E RUM RIVER DR N, CAMBRIDGE, MN 55008-1089
Document Number0000673679
Instrument DateJun 16, 2017
Instrument673679
Transaction TypeTransfer
Record UpdatedJul 4, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 E RUM RIVER DR N CAMBRIDGE MN 550081089, CAMBRIDGE, MN 55008-1089

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyIsanti County
MunicipalityCambridge City
Unified School DistrictCambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,936.00 (+15.22%) Homeowner's exemption$426,800 (-1.5%) Land $82,500 Building $344,300$426,800 (-1.5%) Land $82,500 Building $344,300
2025$433,300 (+4.64%) Land $82,500 Building $350,800$433,300 (+4.64%) Land $82,500 Building $350,800
2023$5,152.00 Homeowner's exemption$414,100 Land $48,000 Building $366,100$414,100 Land $48,000 Building $366,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCambridge
serves 9,862 people · EPA ID MN1300002
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Midco
Cable
2,000 / 350
Windstream
DSL
200 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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