521 E Point Pleasant Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 521 E Point Pleasant Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 936 sqft · built 1945
Lot Size	0.092 acres (3,999 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Jul 2026)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`22-00063-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`22-00063-0000-00013`
Alternative APNs	`2200063000003037` `220006300013`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Old Style
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2200063000003037
Street Address	521 E POINT PLEASANT AVE
City	OCEAN GATE
State	NJ
Zip	08740-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	40X100
Legal Block	63
Legal Lot Number	13
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	1
Census Block	1035
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	521 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1452
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage COMMERCIAL LENDER LLC
Apr 24, 2026	Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Apr 24, 2026	Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
May 9, 2019	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Apr 24, 2026 · Amount on Record
Deed Document Number	202661784
Deed Book / Page	20454 / 1965
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 31, 2026
Property Address	521 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1452
Document Number	0000061784
Book / Page	20454 / 1965
Instrument Date	Jun 30, 2026
Instrument	202661784
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	521 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1452

Mortgage

Document Number	0000061785,
Date	Jul 31, 2026
Instrument	202661785

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Apr 24, 2026
Property Address	521 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1452
Document Number	0000031905
Book / Page	20352 / 1820
Instrument Date	Mar 24, 2026
Instrument	2026.31905
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,532.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	905 E END AVE, LAKEWOOD, NJ 08701-2044

Mortgage

Document Number	0000031906,
Date	Apr 24, 2026
Instrument	2026..31906

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Apr 24, 2026
Property Address	521 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1452
Document Number	0203521820
Book / Page	20352 / 1820
Instrument Date	Mar 24, 2026
Instrument	202631905
Transaction Type	Construction Loan
Record Updated	Aug 28, 2026
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,532.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	905 E END AVE, LAKEWOOD, NJ 08701-2044

Mortgage

Document Number	0000031906,
Date	Apr 24, 2026
Instrument	202631906

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OCEAN NJ
Recording Date	May 9, 2019
Property Address	521 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1452
Document Number	0174651763
Book / Page	017465 / 001763
Instrument Date	Jan 28, 2019
Instrument	42960
Transaction Type	Foreclosure
Record Updated	May 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,000 (-) Land $146,000 Building $136,000	$282,000 (-) Land $146,000 Building $136,000
2025	$5,135.00 (+10.76%)	$282,000 (+91.45%) Land $146,000 Building $136,000	$282,000 (+91.45%) Land $146,000 Building $136,000
2024	$4,636.00 (+13.18%)
2023		$147,300 Land $60,700 Building $86,600	$147,300 Land $60,700 Building $86,600
2022	$4,096.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	338 (1979–2026)
Claims Outside the SFHA	25 of 338
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 261 claims Hurricane Irene, Aug 2011 · 5 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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