Putnam County property record for 521 E New Ave, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1940 |
| Lot Size | 0.246 acres (10,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Apr 2017) |
| Tax Bill | $478 (2022) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 071071G D 00500 |
| Primary APN | 071071G D 00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,700 sqft (0.246 acres) |
| Lot Dimensions | 107 ft deep x 100 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 E NEW AVE |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 14, COUNTY AREA: R01 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4049 |
| Census Tract | 100 |
521 E New Ave is owned and occupied by two individuals who bought it in April 2017.
Source: Putnam County records, as of March 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 E NEW AVE, MONTEREY, TN 38574-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan ONE BANK OF TENNESSEE |
| Dec 15, 2022 | Warranty Deed, Transfer · Line of Credit ONE BANK OF TENNESSEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Prior Sale | Apr 15, 1996 |
| Deed Book / Page | 991 / 724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 521 E NEW AVE, MONTEREY, TN 38574-1443 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001655293 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 1655/293 |
| Instrument | 317361 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | MONTEREY, TN 38574 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Dec 15, 2022 |
| Property Address | 521 E NEW AVE, MONTEREY, TN 38574-1443 |
| Document Number | 0001449401 |
| Book / Page | 1449 / 401 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 281814 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 E NEW AVE, MONTEREY, TN 38574-1443 |
| Document Number | 0000281815 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 281815 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Monterey Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,475 Land $3,750 Building $8,725 | ||
| 2023 | $12,475 Land $3,750 Building $8,725 | ||
| 2022 | $478.00 | ||
| 2021 | $49,900 Land $15,000 Building $34,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 521 E New Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 521 E New Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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