Franklin County property record for 521 E Main St, Charleston, AR 72933
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3.75 ba · 5,916 sqft · built 1910 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,638 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-00390-000 |
| Primary APN | 008-00390-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.75 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 5,916 sqft Total Area |
| Flooring | Steel Beam |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Concrete |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 90 ft deep x 100 ft wide |
| Canopy | 1,554 sqft |
| Storage Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 521 E MAIN ST |
|---|---|
| City | CHARLESTON |
| State | AR |
| Zip | 72933 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 1 2 & 3 |
| Legal Range | 29 |
| Legal Township | 07 |
| Legal Section | 12 |
| Legal Subdivision | ELLISON ADDITION |
| Legal Block | 51 |
| Legal Lot Number | 123 |
| Jurisdiction | FRANKLIN AR |
| Township / Civil Division | PRAIRIE |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 950302 |
521 E Main St, a commercial property, is owned by a company.
Source: Franklin County records, as of October 15, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 7009, PINE BLUFF, AR 71611-7009 |
| Owner Type | Individual, Secondary Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN AR |
| Property Address | 521 E MAIN ST, CHARLESTON, AR 72933 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024R001244 |
|---|---|
| Date | Jun 5, 2024 |
| Instrument | 2024R-001244 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | 521 E MAIN ST, CHARLESTON, AR 72933 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2039 |
The 2025 property tax bill for 521 E Main St was $6,638.
Source: Franklin County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Franklin County |
| Municipality | Charleston City |
| Unified School District | Charleston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,638.00 | $128,160 Land $3,500 Building $124,660 | |
| 2023 | $6,638.00 | $128,160 Land $3,500 Building $124,660 | $640,800 Land $17,500 Building $623,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 E Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2015–2023) |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATERWORKS serves 3,386 people · EPA ID AR0000200 |
|---|---|
| Water Source | Purchased surface water from FRANKLIN-SEBASTIAN PWA |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
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