Hardin County property record for 521 E Main St, Cecilia, KY 42724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,437 sqft · built 1940 |
| Lot Size | 0.569 acres (24,786 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,500 (Oct 2008) |
| Tax Bill | $901 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 147-30-02-024 |
| Primary APN | 147-30-02-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,437 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 24,786 sqft (0.569 acres) |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 288 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 521 E MAIN ST |
|---|---|
| City | CECILIA |
| State | KY |
| Zip | 42724-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILAN SUBD LT 2 |
| Legal Subdivision | MILAN SUBD |
| Legal Lot Number | 2 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | CECILIA |
| Census Block Group | 2 |
| Census Block | 2109 |
| Census Tract | 1701 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 E MAIN ST, CECILIA, KY 42724-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2008 · Amount on Record |
| Deed Sale | Oct 31, 2008 · Amount on Record |
| Deed Document Number | 0001279567 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 521 E MAIN ST, CECILIA, KY 42724-9609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2263/211 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 2263/211 |
| Instrument | 20190-00003676 |
| Name | WESBANCO BANK INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $901.00 (+30.2%) Homeowner's exemption Additional exemption filed | $136,800 (-) Land $13,700 Building $123,100 | $136,800 (-) Land $13,700 Building $123,100 |
| 2023 | $136,800 Land $13,700 Building $123,100 | $136,800 Land $13,700 Building $123,100 | |
| 2021 | $692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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