521 E Main St, Ashland, OR 97520 Property Records

Jackson County property record for 521 E Main St, Ashland, OR 97520

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,779 sqft · built 1975
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$463,333 (Aug 2018)
Tax Bill	$14,235 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E09AC6000`

Property Details

APN / Parcel Number

Primary APN	`391E09AC6000`
Alternative APNs	`391E09AC06000` `10062586`

Interior

Building Area	5,779 sqft Total Area
Gross Area	4,109 sqft
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Roof Material	Other
Lot Area	14,375 sqft (0.33 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	521 E MAIN ST
City	ASHLAND
State	OR
Zip	97520
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	C-1
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	1
Legal Subdivision	RAILROAD ADD
Legal Block	1
Legal Lot Number	12-15
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1036
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Siskiyou-Hargandine Historic District listed 2002 · 274 contributing resources · NRIS 02001008

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 E MAIN ST, ASHLAND, OR 97520-2113
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Warranty Deed, Transfer PEOPLES BK/COMMERCE
Aug 31, 2018	Quit Claim Deed, Transfer PEOPLES BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	201827582
Prior Transfer Date	Aug 28, 2018
Prior Transfer Doc	0000027581
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 31, 2018
Property Address	521 E MAIN ST, ASHLAND, OR 97520
Document Number	0000027582
Instrument Date	Aug 31, 2018
Instrument	27582
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$463.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E MAIN ST ASHLAND OR 975202113, ASHLAND, OR 97520-2113

Mortgage

Document Number	27583
Date	Aug 31, 2018
Instrument	27583

Lender

Name	PEOPLES BK/COMMERCE
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Aug 30, 2043

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 31, 2018
Property Address	521 E MAIN ST, ASHLAND, OR 97520
Document Number	0000027581
Instrument Date	Aug 28, 2018
Instrument	27581
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 E MAIN ST ASHLAND OR 97520, ASHLAND, OR 97520

Mortgage

Document Number	27583
Date	Aug 31, 2018
Instrument	27583

Lender

Name	PEOPLES BK/COMMERCE
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Aug 30, 2043

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$925,820 (+3%)	$1,155,000 (-1%) Land $460,900 Building $694,100
2025	$14,235.00 (+6.29%)	$898,860 (+3%) Land $283,650 Building $615,210	$1,166,670 (+17.4%) Land $465,560 Building $701,110
2024	$13,393.00 (+1.06%)	$872,680 (+3%) Land $275,390 Building $597,290	$993,780 (-3%) Land $394,540 Building $599,240
2023	$13,253.00 (+4.08%)	$847,270 (+3%) Land $267,370 Building $579,900	$1,024,510 (+5%) Land $406,740 Building $617,770
2022	$12,733.00	$822,600 Land $259,580 Building $563,020	$975,720 Land $387,370 Building $588,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures