Pontotoc County property record for 521 E Main, Roff, OK 74865 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1920 |
| Square Footage | 830 sqft Living Area |
| Lot Size | 38,878 sqft (0.892 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $26,000 (2017) |
| Tax Bill | $309.00 (2025) |
| Primary APN | 20984 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 830 sqft Living Area |
| 1st Floor | 830 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 38,878 sqft (0.892 acres) |
| Depth X Width | 140 ft x 277 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Porch | 1 Porch |
| Porch Area | 84 sqft Porch |
| Utility Building | 576 sqft Utility Building |
| Cooling System | Window A/C Cooling |
|---|---|
| Heating System | Space Heating |
| Account Number | 20984 |
|---|---|
| Street Address | 521 E MAIN |
| City | ROFF |
| State | OK |
| Zip | 74865-6001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 5-8 BLOCK 115 ORIGINAL - ROFF |
| Legal Range | 04E |
| Legal Township | 02N |
| Legal Section | 24 |
| Legal Subdivision | ROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2 |
| Legal Block | 115 |
| Legal Lot Number | 5-8 6 |
| Jurisdiction | PONTOTOC OK |
| Minor Civil Division | SOUTHWEST PONTOTOC |
| Census Blockgroup | 2 |
| Census Block | 2050 |
| Census Tract | 89600 |
Source: Pontotoc County records · APN 20984
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 E MAIN, ROFF, OK 74865-6001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Aug 13, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage OKLAHOMA HERITAGE BANK |
| Sep 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF ADA |
| Jun 07, 2017 | Warranty Deed, Transfer · Line of Credit OKLAHOMA HERITAGE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2017 · Amount on Record |
| Deed Sale | Jun 07, 2017 · Amount on Record |
| Prior Sale | Feb 25, 2005 · Amount on Record |
| Deed Doc Number | 0003124112 |
| Deed Book / Page | 3124 / 112 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jul 24, 2026 |
| Property Address | 521 E MAIN, ROFF, OK 74865-6001 |
| Document Number | 0000004365 |
| Book / Page | 4032 / 210 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20264365 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000004365, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 4032/210 |
| Instrument | 20264365 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 24, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 521 E MAIN, ROFF, OK 74865-6001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003508/276 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 3508/276 |
| Instrument | 2021-003294 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 521 E MAIN, ROFF, OK 74865-6001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003533/141 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 3533/141 |
| Instrument | 2021-005118 |
| Name | OKLAHOMA HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 10, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 521 E MAIN, ROFF, OK 74865-6001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 521 E MAIN, ROFF, OK 74865-6001 |
| Document Number | 003735/229 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 3735/229 |
| Instrument | I-2023-005269 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 22, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jun 07, 2017 |
| Property Address | 521 E MAIN, ROFF, OK 74865-6001 |
| Document Number | 003124/112 |
| Book / Page | 3124 / 112 |
| Instrument Date | Jun 07, 2017 |
| Instrument | 2017-002847 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 E MAIN ROFF, ROFF, OK 74865 |
| Document Number | 2017002848 |
|---|---|
| Date | Jun 07, 2017 |
| Instrument | 2017-002848 |
| Name | OKLAHOMA HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 07, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Pontotoc County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Municipality | Roff Town |
| Unified School District | Roff Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309.00 (-3.74%) | $3,189 (+1.08%) Land $2,100 Building $1,089 | $26,577 (+1.09%) Land $17,499 Building $9,078 |
| 2024 | $321.00 (-7.76%) | $3,155 (-13.06%) Land $2,100 Building $1,055 | $26,291 (-13.06%) Land $17,499 Building $8,792 |
| 2023 | $348.00 | $3,629 Land $600 Building $3,029 | $30,242 Land $5,000 Building $25,242 |
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