521 E Jefferson St, New Buffalo, MI 49117 Property Records

Berrien County property record for 521 E Jefferson St, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,028 sqft · built 1997
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (Mar 2017)
Tax Bill	$12,263 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62-8200-0263-07-1`

Property Details

APN / Parcel Number

Primary APN	`62-8200-0263-07-1`
Alternative APN	`11-62-8200-0263-07-1`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,028 sqft Living Area
1st Floor Area	2,014 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	198 ft deep x 175 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	521 E JEFFERSON ST
City	NEW BUFFALO
State	MI
Zip	49117-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF BLK 263 VIRGINIA ADD TO THE CITY OF NEW BUFFALO DESC AS BEG AT THE NELY COR SD BLK 263 TH S30DEG10'39E (REC AS S30DEG19'39"E)198.07' TH S59DEG17'49"W (REC AS S59DEG14'25"W) 175.01' TH N30DEG10'39"W 197.90' TO THE NLY LN SD BLK TH N59DEG14'25"
Legal Subdivision	VIRGINIA ADD
Legal Block	263,TH
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2113
Census Tract	11301

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	811 W CASTLEWOOD TER, CHICAGO, IL 60640-4216
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 3, 2017	Deed of Trust, Mortgage · ARM THE PRIVATEBANK & TRUST CO
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA
Mar 2, 2017	Warranty Deed, Transfer NOT AVAILABLE, MULTIPLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2017 · Amount on Record
Deed Sale	Mar 2, 2017 · Amount on Record
Deed Book / Page	3164 / 2502
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	521 E JEFFERSON ST, NEW BUFFALO, MI 49117-1732
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03286/1912
Date	Aug 14, 2020
Book Page	3286/1912

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	521 E JEFFERSON ST, NEW BUFFALO, MI 49117-1732
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, FAT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03171/0119
Date	May 3, 2017
Book Page	3171/0119

Lender

Name	THE PRIVATEBANK & TRUST CO
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	521 E JEFFERSON ST, NEW BUFFALO, MI 49117-1732
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W CASTLEWOOD TER, CHICAGO, IL 60640-4216

Mortgage

Document Number	03365/1423
Date	Mar 1, 2022
Book Page	3365/1423
Instrument	2022344488

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 2, 2017
Property Address	521 E JEFFERSON ST, NEW BUFFALO, MI 49117-1732
Document Number	03164/2502
Book / Page	3164 / 2502
Map Reference	LB E PG291
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 E JEFFERSON ST, NEW BUFFALO, MI 49117-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W CASTLEWOOD TER, CHICAGO, IL 60640-4216

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	New Buffalo City
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,000 (+43.55%)	$1,008,000 (+43.55%)
2025	$12,263.00 (+17.69%)
2023		$351,100	$702,200
2022	$10,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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