521 E Harper Johnson Dr, Athens, TN 37303 Property Records

McMinn County property record for 521 E Harper Johnson Dr, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1987
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jul 2019)
Tax Bill	$743 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`054056M B 01800`

Property Details

APN / Parcel Number

Primary APN	`054056M B 01800`
Alternative APNs	`056M B 01800 00001056L` `056M B 01800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	160 ft deep x 187 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	521 E HARPER JOHNSON DR
City	ATHENS
State	TN
Zip	37303-3470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 01 054O B 054O 00100 000, COUNTY AREA: D01
Legal Subdivision	SMITH REPLAT
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2026
Census Tract	970202

Owner

Source: McMinn County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 E HARPER JOHNSON DR, ATHENS, TN 37303-3470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Jul 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	2019207347
Deed Book / Page	21W / 185
Transfer Doc	20S713
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	521 E HARPER JOHNSON DR, ATHENS, TN 37303-3470
Document Number	1193708
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	521 E HARPER JOHNSON DR ATHENS TN 373033470, ATHENS, TN 37303-3470

Mortgage

Document Number	1193708
Date	Mar 20, 2020
Book Page	001193/000708
Instrument	213737

Lender

Name	TRUIST BK
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jul 10, 2019
Property Address	521 E HARPER JOHNSON DR, ATHENS, TN 37303-3470
Document Number	21W185
Book / Page	00021W / 000185
Instrument Date	Jul 9, 2019
Instrument	207347
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$351.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 E HARPER JOHNSON DR ATHENS TN 373033470, ATHENS, TN 37303-3470

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00	$35,550 (-) Land $8,000 Building $27,550
2024	$743.00 (+3.19%)	$35,550 (-) Land $8,000 Building $27,550
2023	$720.00 (+5.42%)	$35,550 (+50.64%) Land $8,000 Building $27,550	$142,200 (+50.64%) Land $32,000 Building $110,200
2022	$683.00	$23,600 Land $8,000 Building $15,600	$94,400 Land $32,000 Building $62,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on E Harper Johnson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures