Missoula County property record for 521 E Florence St, Missoula, MT 59801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 693 sqft · built 1930 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $497,287 (Jun 2023) |
| Tax Bill | $3,008 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0453025 |
| Primary APN | R0453025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 693 sqft Living Area |
| Gross Area | 1,425 sqft |
| 1st Floor Area | 693 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,006 sqft (0.069 acres) |
| Lot Dimensions | 50 ft deep x 60 ft wide |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Screened Porch |
| Porch Area | 84 sqft |
| Deck Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000780850 |
|---|---|
| Street Address | 521 E FLORENCE ST |
| City | MISSOULA |
| State | MT |
| Zip | 59801-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | SOUTH MISSOULA, S28, T13 N, R19 W, BLOCK 22, N 50 OF LOTS 23 & 24 |
| Legal Range | 19W |
| Legal Township | 13N |
| Legal Section | 28 |
| Legal Subdivision | SOUTH MISSOULA |
| Legal Block | 22 |
| Legal Lot Number | 23,24 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1100 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 E FLORENCE ST, MISSOULA, MT 59801-4151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST MONTANA BANK INC |
| May 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | May 21, 2019 · Amount on File |
| Deed Document Number | 20237121 |
| Deed Book / Page | 1090 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Jun 30, 2023 |
| Property Address | 521 E FLORENCE ST, MISSOULA, MT 59801-4151 |
| Document Number | 0010900014 |
| Book / Page | 1090 / 14 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 202307121 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Title Company | NOT AVAILABLE, FLYING S T&E OF MT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 E FLORENCE ST, MISSOULA, MT 59801-4151 |
| Document Number | 0202307122 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 202307122 |
| Name | FIRST MONTANA BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | May 21, 2019 |
| Property Address | 521 E FLORENCE ST, MISSOULA, MT 59801-4151 |
| Document Number | 0010120506 |
| Book / Page | 1012 / 0506 |
| Instrument Date | May 21, 2019 |
| Instrument | 201906971 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 521 E FLORENCE ST, MISSOULA, MT 59801-4151 |
| Document Number | 201906972 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 201906972 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,800 (-) Land $192,690 Building $185,110 | $377,800 (-) Land $192,690 Building $185,110 | |
| 2025 | $3,008.00 (-5.79%) | $377,800 (+41.6%) | $377,800 (+41.6%) Land $192,690 Building $185,110 |
| 2023 | $3,193.00 (-0.19%) | $266,800 (+12.81%) | $266,800 (+12.81%) Land $123,630 Building $143,170 |
| 2022 | $3,199.00 | $236,500 | |
| 2021 | $236,500 Land $132,420 Building $104,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Blackfoot Telephone Cooperative, TDS Telecom, Western Montana CommunityTel.
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