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521 E Elm Ave, Monroe, MI 48162 Property Records

Monroe County property record for 521 E Elm Ave, Monroe, MI 48162 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1903
Square Footage1,604 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$99,900 (2015)
Tax Bill$1,781.00 (2025)

Property Details

APN / Parcel Number

Primary APN55-59-01280-000
Alternative APN
  • 55 590 128 00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,604 sqft Living Area
1st Floor932 sqft 1st Floor
Basement Area932 sqft Basement
Unfinished Basement932 sqft Unfinished
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area5,663 sqft (0.13 acres)
Depth X Width100 ft x 56 ft Depth x Width
DrivewayDriveway
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage

Exterior Amenities

Deck Area75 sqft Deck
Patio Area345 sqft Patio
Porch Area187 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address521 E ELM AVE
CityMONROE
StateMI
Zip48162-2512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVERVIEW SUBDIVISION SOUTH 100 FT OF LOT 99
Legal SubdivisionRIVERVIEW SUBDIVISION
Legal Lot Number99
JurisdictionMONROE MI
Minor Civil DivisionMONROE
Census Blockgroup2
Census Block2006
Census Tract831700

Owner

Source: Monroe County records · APN 55-59-01280-000

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address521 E ELM AVE, MONROE, MI 48162-2512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 17, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Mar 07, 2018Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2015 · Amount on Record
Deed SaleNov 12, 2015 · Amount on Record
Prior SaleMay 19, 2010 · Amount on Record
Deed Doc Number201522758
Last Transfer DateMar 11, 2016
Transfer Doc0000004912
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address521 E ELM AVE, MONROE, MI 48162-2512
Transaction TypeMortgage
Record UpdatedNov 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 E ELM AVE, MONROE, MI 48162-2512

Mortgage

Document Number0000017578
DateOct 24, 2025
Instrument2025R17578
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2045

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address521 E ELM AVE, MONROE, MI 48162-2512
Transaction TypeMortgage
Record UpdatedJan 06, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 E ELM AVE, MONROE, MI 48162-2512

Mortgage

Document Number0000029631
DateNov 17, 2021
Instrument2021R29631
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address521 E ELM AVE, MONROE, MI 48162-2512
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R03821
DateMar 07, 2018
Instrument2018R03821
Lender
NameHUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
MunicipalityMonroe City
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$90,400 (+25.94%)$180,800 (+25.94%)
2025$1,781.00 (-17.74%) Homeowner's exemption
2023$2,165.00 Homeowner's exemption$71,780$143,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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