Kalamazoo County property record for 521 E Division St, Vicksburg, MI 49097
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,240 sqft |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (May 2026) |
| Tax Bill | $2,426 (2025) |
| Deeds & Mortgages | Jan 2005 Mortgage Feb 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-18-175-015 |
| Primary APN | 15-18-175-015 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| Basement Area | 1,071 sqft |
| Unfinished Basement | 1,071 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Lot Width | 70 ft Width |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 521 E DIVISION ST |
|---|---|
| City | VICKSBURG |
| State | MI |
| Zip | 49097-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAGE |
| Legal Description | WILSONS ADDITION TO THE VILLAGE OF VICKSBURG LOT 6 |
| Legal Subdivision | WILSONS ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | BRADY |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 6601 |
Source: Kalamazoo County records · APN 15-18-175-015
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 WILTSHIRE AVE, BATTLE CREEK, MI 49015-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jan 06, 2005 | Deed of Trust, Mortgage HOUSEHOLD FINANCE CORPORATION III |
| Feb 22, 2006 | Deed of Trust, Mortgage · Conventional Mortgage ARGENT MORTGAGE COMPANY LLC |
| May 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION |
| Feb 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD MORTGAGE SOLUTIONS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2026 · Amount on Record |
| Deed Sale | May 08, 2026 · Amount on Record |
| Prior Sale | Feb 13, 2026 · Amount on Record |
| Deed Document Number | 202614696 |
| Prior Transfer Date | Nov 21, 2013 |
| Prior Transfer Doc | 2013048422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 521 E DIVISION ST, VICKSBURG, MI 49097-1103 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005000742 |
|---|---|
| Date | Jan 06, 2005 |
| Instrument | 2005-000742 |
| Name | HOUSEHOLD FINANCE CORPORATION III |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 04, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 521 E DIVISION ST, VICKSBURG, MI 49097-1103 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Title Company | CLOSING TITLE, CLOSING OFFICE |
| Name | Verified Name |
|---|
| Document Number | 2006006723 |
|---|---|
| Date | Feb 22, 2006 |
| Instrument | 2006-006723 |
| Name | ARGENT MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3 PARK PLZ FL 10, IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.8% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Index | LIBOR |
| Margin | 6 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | May 08, 2026 |
| Property Address | 521 E DIVISION ST, VICKSBURG, MI 49097-1103 |
| Document Number | 0000014696 |
| Instrument Date | May 06, 2026 |
| Instrument | 202614696 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | LIGHTHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152,005.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 WILTSHIRE AVE, BATTLE CREEK, MI 49015-2054 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014697, |
|---|---|
| Date | May 08, 2026 |
| Instrument | 202614697 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Feb 13, 2026 |
| Property Address | 521 E DIVISION ST, VICKSBURG, MI 49097-1103 |
| Document Number | 2026003588 |
| Map Reference | LB 3 PG 27 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026-003588 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17171 PARK ROW STE 100, 100, HOUSTON, TX 77084-4935 |
| Name | Verified Name |
|---|---|
| Address | 521 E DIVISION ST, VICKSBURG, MI 49097-1103 |
| Document Number | 2026003589 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026-003589 |
| Name | NEIGHBORHOOD MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: Kalamazoo County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Brady Township |
| Municipality | Vicksburg Village |
| Unified School District | Vicksburg Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,400 (-1.97%) | $168,800 (-1.97%) | |
| 2025 | $2,426.00 (+2.71%) Homeowner's exemption | $86,100 (+33.49%) | $172,200 (+33.49%) |
| 2024 | $2,362.00 (+20.45%) | ||
| 2023 | $64,500 | $129,000 | |
| 2019 | $1,961.00 |
Source: FEMA National Flood Hazard Layer, Kalamazoo County (26077C), as of June 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 124 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0006800, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VICKSBURG serves 2,906 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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