Genesee County property record for 521 E Broad St, Linden, MI 48451
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,112 sqft · built 1940 |
| Lot Size | 0.249 acres (10,846 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Oct 2017) |
| Tax Bill | $3,814 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-20-576-008 |
| Primary APN | 61-20-576-008 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 680 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,846 sqft (0.249 acres) |
| Lot Dimensions | 157 ft deep x 69 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 521 E BROAD ST |
|---|---|
| City | LINDEN |
| State | MI |
| Zip | 48451-8914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | S 1/2 OF LOT 89 ASSESSORS PLAT NO 2 |
| Legal Subdivision | ASSESSORS PLAT |
| Legal Lot Number | 89 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | LINDEN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 13113 |
521 E Broad St is owned and occupied by two individuals who bought it in October 2017.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 E BROAD ST, LINDEN, MI 48451-8914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 5, 2017 | Deed of Trust, Mortgage · ARM THE STATE BANK |
| Oct 6, 2017 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on File |
| Deed Sale | Oct 6, 2017 · Amount on File |
| Prior Sale | Apr 27, 2006 · Amount on File |
| Deed Document Number | 201764620 |
| Prior Transfer Date | Apr 14, 2003 |
| Prior Transfer Doc | 0000056932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 521 E BROAD ST, LINDEN, MI 48451-8914 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 521 E BROAD ST, LINDEN, MI 48451-8914 |
| Document Number | 0000022123 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 202204110022123 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 521 E BROAD ST, LINDEN, MI 48451-8914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SELECT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037615 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 201705050037615 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 1-Year T-Bill |
| Max Rate | 1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 6, 2017 |
| Property Address | 521 E BROAD ST, LINDEN, MI 48451-8914 |
| Document Number | 201710060064620 |
| Map Reference | LB18 PG30 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 201710060064620 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,419.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 605 N MADISON ST, LAPEER, MI 48446-2033 |
| Document Number | 201710060064621 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 201710060064621 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 521 E Broad St was $3,814 with a homeowner's exemption, up 2.3% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Linden City |
| Unified School District | Linden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,500 (-2.5%) Land $32,000 Building $100,500 | $265,000 (-2.5%) Land $64,000 Building $201,000 | |
| 2025 | $3,814.00 (+2.25%) Homeowner's exemption | $135,900 | $271,800 |
| 2024 | $3,730.00 | ||
| 2023 | $120,000 | $240,000 | |
| 2021 | $2,966.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 E Broad St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 E Broad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDEN serves 4,150 people · EPA ID MI0003890 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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