521 E Bernard St, West Columbia, TX 77486 Property Records

Brazoria County property record for 521 E Bernard St, West Columbia, TX 77486

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,240 sqft · built 1935
Lot Size0.276 acres (12,000 sqft)
OwnerIndividual Name on File
Last Sale$130,410 (Sep 2024)
Tax Bill$570 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN2900-0227-000

Property Details

APN / Parcel Number

Primary APN2900-0227-000
Alternative APNs
  • R000000198233
  • R198233
  • 198233

Interior

Full Baths5 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft
FlooringTile
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1985
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,000 sqft (0.276 acres)
View / LotPrimary
Garage TypeDetached
Garage Area532 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area84 sqft
Canopy563 sqft
Storage Building192 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address521 E BERNARD ST
CityWEST COLUMBIA
StateTX
Zip77486-3311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0234
Legal DescriptionCITY OUTLOTS (COLUMBIA) BLK 99 LOT 6
Legal SubdivisionCITY OUTLOTS (COLUMBIA)
Legal TractS2900
Legal Block99
Legal Lot Number6
JurisdictionBRAZORIA TX
Township / Civil DivisionBRAZORIA-WEST COLUMBIA
Census Block Group3
Census Block3021
Census Tract662600

Owner

521 E Bernard St is owned by an individual who bought it in September 2024.

Source: Brazoria County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address118 N RINGGOLD ST, WEST COLUMBIA, TX 77486-2940
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
WELLS FARGO BANK NA
May 29, 2020Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2024 · Amount on File
Deed SaleSep 30, 2024 · Amount on File
Prior SaleOct 24, 2006 · Amount on File
Deed Document Number202441970
Prior Transfer DateOct 23, 2006
Prior Transfer Doc0000063184
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRAZORIA TX
Property Address521 E BERNARD ST, WEST COLUMBIA, TX 77486-3311
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 E BERNARD ST, WEST COLUMBIA, TX 77486-3311

Mortgage

Document Number0000057623
DateDec 1, 2025
Instrument2025057623
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypePartial Claim Mortgage
AmountAmount on Record
Term294 Months
DueJun 1, 2050

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBRAZORIA TX
Property Address521 E BERNARD ST, WEST COLUMBIA, TX 77486-3311
Document Number0000037358
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 E BERNARD ST WEST COLUMBIA TX 774863311, WEST COLUMBIA, TX 77486-3311

Mortgage

Document Number0000037358
DateJul 13, 2020
Instrument37358
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount on Record
Term360 Months
DueJul 12, 2050
Interest
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 521 E Bernard St was $570, up 21.5% from the year before.

Source: Brazoria County assessment roll, as of February 18, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBrazoria County
MunicipalityWest Columbia City
Unified School DistrictColumbia-Brazoria Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$570.00 (+21.54%)$105,983 Land $33,600 Building $104,690$138,290 Land $33,600 Building $104,690
2024$469.00
2023$145,290 Land $12,600 Building $132,690$145,290 Land $12,600 Building $132,690
2018$1,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 E Bernard St in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims53 (1979–2024)
Claims Outside the SFHA29 of 53
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 19 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Severe Storms, Tornadoes & Flooding, Apr 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 E Bernard St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WEST COLUMBIA
serves 3,650 people · EPA ID TX0200010
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brazoria Telephone Company
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Skynet
Fixed Wireless
100 / 50

May also be available: Verizon.

Nearby Properties on E Bernard St

Nearby Streets

Search Property Records by Address or Parcel Number