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521 E 7th St, Frederick, MD 21701 Property Records

Frederick County property record for 521 E 7th St, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3 Baths
Architecture StyleTownhouse
Year BuiltBuilt 2020
Square Footage1,908 sqft Living Area
Lot Size1,722 sqft (0.04 acres)
GarageAttached, 304 sqft
Last Sale$480,000 (2025)
Tax Bill$7,380.00 (2024)

Owner

Source: Frederick County records · APN 02-596930

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address222 SPECTACULAR BID DR, HAVRE DE GRACE, MD 21078-2670
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed, Transfer
LEGACYHOUSE TITLE
Jan 05, 2024Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EMBRACE HOME LOANS INC
Nov 04, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
EAGLE HM MTG
Sep 16, 2020Deed, Transfer · Veterans Administration Mortgage
EAGLE HOME MORTGAGE LLC
Jul 22, 2019Grant Deed, Transfer
CALATLANTIC TITLE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2025 · Amount on Record
Deed SaleSep 19, 2025 · Amount on Record
Prior SaleJan 05, 2024 · Amount on Record
Deed Book / Page17521 / 12
Record RefreshedJun 08, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 19, 2025
Property Address521 E 7TH ST, FREDERICK, MD 21701-3168
Document Number0175210012
Book / Page17521 / 12
Map ReferenceMB 100 PG 139
Instrument DateSep 17, 2025
Transaction TypeTransfer
Record UpdatedOct 07, 2025
Title CompanyLEGACYHOUSE TITLE

Transaction

AmountAmount Recorded
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address222 SPECTACULAR BID DR, HAVRE DE GRACE, MD 21078-2670

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 05, 2024
Property Address521 E 7TH ST, FREDERICK, MD 21701-3168
Document Number0167240088
Book / Page16724 / 88
Map ReferenceMB 100 PG 139
Instrument DateDec 27, 2023
Transaction TypeTransfer
Record UpdatedJan 18, 2024
Title CompanyLAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,117.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address521 E 7TH ST, FREDERICK, MD 21701-3168

Mortgage

Document Number0001672493
DateJan 05, 2024
Instrument16724/93
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateNov 04, 2020
Property Address521 E 7TH ST, FREDERICK, MD 21701-3168
Document Number0142330402
Book / Page014233 / 000402
Instrument DateOct 26, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 18, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address968 HOLDEN RD FREDERICK MD 217013425, FREDERICK, MD 21701-3425
InvestorPossibly a Property Investor

Mortgage

Document Number142330411
DateNov 04, 2020
Book Page014233/000411
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 03, 2050

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 16, 2020
Property Address521 E 7TH ST, FREDERICK, MD 21701-3168
Document Number0140740294
Book / Page14074 / 294
Map ReferenceMB 100 PG 139
Instrument DateAug 10, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyCALATLANTIC TITLE OF MD INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,728.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address521 E 7TH ST, FREDERICK, MD 21701-3168

Mortgage

Document Number0014074303
DateSep 16, 2020
Instrument14074/303
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJul 22, 2019
Property Address521 E 7TH ST, FREDERICK, MD 21701-3168
Document Number0130960174
Book / Page013096 / 000174
Instrument DateJul 12, 2019
Transaction TypeTransfer
Record UpdatedAug 03, 2019
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Tax$581.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14280 PARK MEADOW DR #108 CHANTILLY VA 201512291, 108, CHANTILLY, VA 20151-2291
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,975.00 (+8.06%)$432,100 (+18.83%) Land $175,000 Building $257,100$432,100 (-) Land $175,000 Building $257,100
2024$7,380.00 (+11.4%)
2023$6,625.00$363,633$432,100 Land $175,000 Building $257,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 8% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN02-596930
Alternative APN
  • 596930

Interior

Full Baths3 Baths
Partial Baths2 Partial Baths
Building Area1,908 sqft Living Area
Gross Area2,212 sqft Gross Area
1st Floor640 sqft 1st Floor
Stories3 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area1,722 sqft (0.04 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area304 sqft Garage
Balcony Area400 sqft Balcony
Deck Area112 sqft Deck
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number596930
Street Address521 E 7TH ST
CityFREDERICK
StateMD
Zip21701-3168
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 2654 SECTION 5 P 1,722 SQ FT NICODEMUS PND EASTCHURCH
Legal Lot Number2654
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup1
Census Block1005
Census Tract750804

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