521 E 3rd St, Flora, IL 62839 Property Records

Clay County property record for 521 E 3rd St, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,176 sqft Living Area
Lot Size	7,087 sqft (0.162 acres)
Garage	364 sqft
Occupancy	Owner Occupied
Last Sale	$56,300 (2020)
Tax Bill	$1,368.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-25-161-012`

Interior

Full Baths	1 Baths
Building Area	1,176 sqft Living Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multifamily Style
Exterior Material	Other Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Material	Shingle Roof
Lot Area	7,087 sqft (0.162 acres)
Parking Spaces	1 Parking Spaces
Garage Area	364 sqft Garage
Patio Area	182 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	521 E 3RD ST
City	FLORA
State	IL
Zip	62839-2505
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	G W FOSTER'S ADDN BLOCK 3 LOT 11
Legal Subdivision	G W FOSTERS ADD
Legal Block	3
Legal Lot Number	11
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	3
Census Block	3057
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-161-012

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	521 E 3RD ST, FLORA, IL 62839-2505
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2020 · Amount on Record
Deed Sale	May 01, 2020 · Amount on Record
Prior Sale	Aug 01, 2016 · Amount on Record
Deed Doc Number	2020198855
Prior Transfer Date	Jul 25, 2016
Prior Transfer Doc	D189506
Record Refreshed	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	May 01, 2020
Property Address	521 E 3RD ST, FLORA, IL 62839-2505
Document Number	0000198855
Instrument Date	Apr 28, 2020
Instrument	198855
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$84.75
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 FLORA AVE, FLORA, IL 62839-2220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	521 E 3RD ST, FLORA, IL 62839-2505
Investor	Possibly a Property Investor

Mortgage

Document Number	0000198856
Date	May 01, 2020
Instrument	198856

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,430 (+11.45%) Land $4,355 Building $21,075	$76,290 (+11.45%) Land $13,065 Building $63,225
2024	$1,368.00 (+8.31%)	$22,818 (+18.41%) Land $3,908 Building $18,910	$68,454 (+18.41%) Land $11,724 Building $56,730
2022	$1,263.00 (+10.21%) Homeowner's exemption	$19,270 Land $3,301 Building $15,969	$57,810 Land $9,903 Building $47,907
2021	$1,146.00