521 E 14th St, Des Moines, IA 50316 Property Records

Polk County property record for 521 E 14th St, Des Moines, IA 50316

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,112 sqft · built 1979
Lot Size	0.42 acres (18,300 sqft)
Owner	Company Name on Record
Last Sale	$709,000 (Sep 2026)
Tax Bill	$16,648 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040/05032-001-000`

Property Details

APN / Parcel Number

Primary APN	`040/05032-001-000`
Alternative APN	`782403279009`

Interior

Stories	1 Story
Building Area	3,112 sqft Gross Area
1st Floor Area	3,112 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	18,300 sqft (0.42 acres)
Lot Dimensions	150 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	521 E 14TH ST
City	DES MOINES
State	IA
Zip	50316-3506
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-2
Legal Description	W 1/2 LT 26, ALL LT 27 & -EX W 3F- LT 28 BLK 39 STEWARTS ADDITION
Legal Subdivision	STEWARTS ADDITION
Legal Block	39
Legal Lot Number	26
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1014
Census Tract	5200

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6108 TRACE CT, JOHNSTON, IA 50131-2845
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage BANKIOWA
Mar 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK
Oct 21, 2021	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	202658192
Deed Book / Page	20663 / 840
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 18, 2026
Property Address	521 E 14TH ST, DES MOINES, IA 50316-3506
Document Number	0000058192
Book / Page	20663 / 840
Instrument Date	Sep 14, 2026
Instrument	202658192
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114,493.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6108 TRACE CT, JOHNSTON, IA 50131-2845

Mortgage

Document Number	0000058193,
Date	Sep 18, 2026
Book Page	20663/843
Instrument	202658193

Lender

Name	BANKIOWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2031

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	521 E 14TH ST, DES MOINES, IA 50316-3506
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10888 HICKMAN RD 3B, 3B, CLIVE, IA 50325-3715

Mortgage

Document Number	0000020742
Date	Mar 1, 2021
Book Page	18385/866
Instrument	2021-00020742

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 21, 2021
Property Address	521 E 14TH ST, DES MOINES, IA 50316-3506
Document Number	0000111559
Book / Page	18819 / 769
Instrument Date	Oct 18, 2021
Instrument	2021-00111559
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8274 MERCATO CT, WEST DES MOINES, IA 50266-8006

Mortgage

Document Number	0000111561
Date	Oct 21, 2021
Instrument	2021-00111561

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,648.00 (+0.12%)	$579,000 (+13.98%) Land $154,000 Building $425,000	$579,000 (+13.98%) Land $154,000 Building $425,000
2024	$16,628.00 (+19.78%)
2023		$508,000 Land $135,000 Building $373,000	$508,000 Land $135,000 Building $373,000
2020	$13,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber.

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