521 E 13th Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 521 E 13th Ave, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,820 sqft · built 1945
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,500 (Jun 2026)
Tax Bill	$897 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`040B-02-076`

Property Details

APN / Parcel Number

Primary APN	`040B-02-076`
Alternative APNs	`R9910400` `382320`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,820 sqft Living Area
Basement Area	612 sqft
Unfinished Basement	612 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	75 ft deep x 50 ft wide
View / Lot	Flood Plain/Flood Zone
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	521 E 13TH AVE
City	BOWLING GREEN
State	KY
Zip	42101-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1022
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the College Hill District listed 1979 · 46 contributing resources · NRIS 79003509

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 E 13TH AVE, BOWLING GREEN, KY 42101-2638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Correction Deed TRUTH TITLE SERVICES LLC, TRUPOINT TITLE SERVICES LLC
Jun 1, 2026	Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 1, 2017	Deed of Trust, Mortgage MORGANTOWN BANK & TRUST CO INC
Aug 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage LIMESTONE BANK INC
Dec 16, 2025	Quit Claim Deed, Transfer · Line of Credit EVERETT FINANCIAL INC
Jul 1, 2021	Deed, Transfer
Mar 21, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	20262171525
Deed Book / Page	1344 / 728
Prior Transfer Date	Dec 15, 2025
Prior Transfer Doc	0D1335/361
Record Updated	Sep 20, 2026

June 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	WARREN KY
Recording Date	Jun 1, 2026
Property Address	521 E 13TH AVE, BOWLING GREEN, KY 42101-2638
Document Number	0002171520
Book / Page	1344 / 724
Instrument Date	May 29, 2026
Instrument	20262171520
Record Updated	Aug 29, 2026
Title Company	TRUTH TITLE SERVICES LLC, TRUPOINT TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 1, 2026
Property Address	521 E 13TH AVE, BOWLING GREEN, KY 42101-2638
Document Number	0002171525
Book / Page	1344 / 728
Instrument Date	May 29, 2026
Instrument	20262171525
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TRUTH TITLE SERVICES LLC, TRUPOINT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,168.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	521 E 13TH AVE, BOWLING GREEN, KY 42101-2638

Mortgage

Document Number	0002171529,
Date	Jun 1, 2026
Instrument	20262171529

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	521 E 13TH AVE, BOWLING GREEN, KY 42101-2638
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2711/837
Date	Jun 1, 2017
Book Page	M2711/837
Instrument	939111

Lender

Name	MORGANTOWN BANK & TRUST CO INC
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Amount	Amount Recorded
Term	8 Months
Due	Feb 17, 2018

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	521 E 13TH AVE, BOWLING GREEN, KY 42101-2638
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3178/757
Date	Aug 6, 2021
Book Page	M3178/757
Instrument	1203543

Lender

Name	LIMESTONE BANK INC
Type	Bank
Address	LOUISVILLE, KY 40223

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 28, 2051

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN KY
Recording Date	Dec 16, 2025
Property Address	521 E 13TH AVE, BOWLING GREEN, KY 42101-2638
Document Number	0D1335/361
Book / Page	D1335 / 361
Instrument Date	Dec 15, 2025
Instrument	2142324
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2501 CROSSINGS BLVD STE 124, 124, BOWLING GREEN, KY 42104-5484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 CROSSINGS BLVD STE 124, 124, BOWLING GREEN, KY 42104-5484

Mortgage

Document Number	0002146954
Date	Dec 16, 2025
Instrument	2146954

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jul 1, 2021
Property Address	521 E 13TH AVE, BOWLING GREEN, KY 42101-2638
Document Number	0D1234/892
Book / Page	D1234 / 892
Instrument Date	Jun 25, 2021
Instrument	1197666
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 MAPLE DR, HENDERSONVILLE, TN 37075-3852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 US 31W BYP, BOWLING GREEN, KY 42101-2315

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Mar 21, 2017
Property Address	521 E 13TH AVE, BOWLING GREEN, KY 42101-2638
Document Number	0D1135/833
Book / Page	D1135 / 833
Instrument Date	Mar 21, 2017
Instrument	933527
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17417 E ZOO STAGE RD, VAIL, AZ 85641-9351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 E 13TH AVE, BOWLING GREEN, KY 42101-2638

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$897.00 (-4.47%)	$280,000 (-)	$280,000 (-)
2023	$939.00	$280,000	$280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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