521 Davis St, Chenoa, IL 61726 Property Records

McLean County property record for 521 Davis St, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,112 sqft · built 1985
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2022)
Tax Bill	$7,256 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-152-007`

Property Details

APN / Parcel Number

Primary APN	`03-12-152-007`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	521 DAVIS ST
City	CHENOA
State	IL
Zip	61726-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WH LEVERS 2ND ADD S 1/2 LOT 13 & ALL LOT 16 BLK 3
Legal Subdivision	WH LEVERS 2ND ADD
Legal Block	3
Legal Lot Number	13,16
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	2
Census Block	2074
Census Tract	5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 DAVIS ST, CHENOA, IL 61726-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit FLANAGAN STATE BANK
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Dec 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	202216813
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 20, 2022
Property Address	521 DAVIS ST, CHENOA, IL 61726-1402
Document Number	202200016813
Instrument Date	Aug 30, 2022
Instrument	2022-00016813
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	521 DAVIS ST, CHENOA, IL 61726-1402

Mortgage

Document Number	202200016814
Date	Sep 20, 2022
Instrument	2022-00016814

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	521 DAVIS ST, CHENOA, IL 61726-1402
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 DAVIS ST, CHENOA, IL 61726-1402

Mortgage

Document Number	202200013002
Date	Jul 25, 2022
Instrument	2022-00013002

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Sep 13, 2027

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	521 DAVIS ST, CHENOA, IL 61726-1402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900020699
Date	Dec 16, 2019
Instrument	2019-00020699

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	EL PASO, IL 61738

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	521 DAVIS ST, CHENOA, IL 61726-1402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000010734
Date	Jun 16, 2020
Instrument	2020-00010734

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	EL PASO, IL 61738

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 21, 2018
Property Address	521 DAVIS ST, CHENOA, IL 61726-1402
Document Number	201800020461
Instrument Date	Nov 15, 2018
Instrument	2018-00020461
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 DAVIS ST, CHENOA, IL 61726-1402

Mortgage

Document Number	201800020462
Date	Dec 21, 2018
Instrument	2018-00020462

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,991 (+20.69%) Land $4,891 Building $87,100	$275,973 (+20.69%) Land $14,673 Building $261,300
2024	$7,256.00 (+8.49%)
2023	$6,688.00 (+22.51%)	$76,218 (+21.72%) Land $4,052 Building $72,166	$228,654 (+21.72%) Land $12,156 Building $216,498
2022	$5,459.00	$62,618 Land $3,795 Building $58,823	$187,854 Land $11,385 Building $176,469

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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