521 Darst Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 521 Darst Ave, Punta Gorda, FL 33950 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · built 1960
Lot Size	0.307 acres (13,400 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Oct 2018)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-23-33-427-004`

Property Details

APN / Parcel Number

Primary APN	`40-23-33-427-004`
Alternative APNs	`0076130-000000-3` `10004624344`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story

Exterior

Year Built	Built 1960
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Lot Area	13,400 sqft (0.307 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004624344
Old Parcel Number	00761300000003
Street Address	521 DARST AVE
City	PUNTA GORDA
State	FL
Zip	33950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BSH 000 000H 000H BAY SHORES SUB BLK H RESUB LT H DC779/931 839/2189 1349/346 1521/145 1530/1151-L/EST DC2637/11
Legal Range	23E
Legal Township	40S
Legal Section	33
Legal Subdivision	BAY SHORES
Legal Block	H
Legal Lot Number	H
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3015
Census Tract	10200

Owner

Source: Charlotte County records · APN 40-23-33-427-004

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1099 CACTUS CUT RD, MIDDLEBURG, FL 32068-3261
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2018 · Amount on Record
Deed Sale	Oct 01, 2018 · Amount on Record
Prior Sale	Mar 24, 2005 · Amount on Record
Deed Document Number	2649764
Deed Book / Page	4363 / 1822
Record Updated	Jun 08, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 01, 2018
Property Address	521 DARST AVE, PUNTA GORDA, FL 33950
Document Number	0043631822
Book / Page	4363 / 1822
Map Reference	MB4 PG5
Instrument Date	Sep 27, 2018
Instrument	2649764
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	GOLD CREST TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 969, PUNTA GORDA, FL 33951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 65507, ORANGE PARK, FL 32065-0009

Mortgage

Document Number	0002649765
Date	Oct 01, 2018
Instrument	2649765

Lender

Name	FIRST NATIONAL BANK OF WAUCHULA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 26, 2033

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,788.00 (-10.11%)	$115,365 (+21%)	$144,640 (+2.84%) Land $134,640 Building $10,000
2023	$1,989.00 (+4.96%)	$95,343 (-19.07%)	$140,640 (+19.38%) Land $134,640 Building $6,000
2022	$1,895.00	$117,810 Land $112,710 Building $5,100	$117,810 Land $112,710 Building $5,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150102003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 193 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	193 in force 142 of 193 on primary residences
Nearby Flood Claims	357 (1982–2026)
Claims Outside the SFHA	5 of 357
Most Recent Claim	Apr 2026, rainfall accumulation
Flood Events	Hurricane Milton (Oct 2024), 90 claims Hurricane Helene (Oct 2024), 60 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle (Sep 2001), 43 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.