521 Dakota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 521 Dakota Ave, Saint Cloud, FL 34769

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details2 ba · 6,186 sqft · built 1969
Lot Size1.34 acres (58,370 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN76696

Property Details

APN / Parcel Number

Primary APN76696
Alternative APN
  • 012630000100220060

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms11 Rooms
Stories1 Story
Building Area6,186 sqft Heated Area
1st Floor Area7,566 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1969
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area58,370 sqft (1.34 acres)
Lot Dimensions115 ft deep x 475 ft wide
PorchPorch
Porch Area278 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number76696
Street Address521 DAKOTA AVE
CitySAINT CLOUD
StateFL
Zip34769-2771
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 33 BLK 22 LOTS 6-24 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionCHURCHES/RELIGIOUS
Legal Tract1
Legal Block22
Legal Lot Number6 7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3031
Census Tract43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address501 DAKOTA AVE, SAINT CLOUD, FL 34769-2771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address521 DAKOTA AVE, SAINT CLOUD, FL 34769-2771
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052340652
DateNov 2, 2017
Book Page5234/0652
Instrument2017157621
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressKISSIMMEE, FL 34759
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$1,022,500 (+7.11%) Land $700,400 Building $322,100$1,022,500 (+7.11%) Land $700,400 Building $322,100
2023Additional exemption filed$954,600 Land $630,400 Building $324,200$954,600 Land $630,400 Building $324,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

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