Bell County property record for 521 Curtis Ave, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,523 sqft · built 1955 |
| Lot Size | 0.51 acres (22,224 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,954 (2023) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0375460000 |
| Primary APN | 0375460000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,523 sqft Living Area |
| 1st Floor Area | 1,523 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,224 sqft (0.51 acres) |
| Lot Dimensions | 175 ft deep x 127 ft wide |
| Garage Area | 574 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 124 sqft |
| Canopy | 740 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 873764 |
|---|---|
| Street Address | 521 CURTIS AVE |
| City | TROY |
| State | TX |
| Zip | 76579-2521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | L E CURTIS SUBDIVISION, BLOCK 001, LOT 19, 20 |
| Legal Subdivision | L E CURTIS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 19,20 20 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20102 |
521 Curtis Ave is owned by an individual who acquired it in April 2020.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2707 BROOK HAVEN CIR, KILLEEN, TX 76542-1918 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2020 |
| Deed Sale | Apr 3, 2020 |
| Deed Document Number | 2020038304 |
| Record Updated | Jun 7, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 3, 2020 |
| Property Address | 521 CURTIS AVE, TROY, TX 76579-2521 |
| Document Number | 0000016386 |
| Map Reference | CAB A SL 109-B |
| Instrument Date | Apr 3, 2020 |
| Instrument | 2020-00016386 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2105 S 45TH ST, 2105, TEMPLE, TX 76504-6970 |
| Name | Verified Name |
|---|---|
| Address | 1584 BOTTOMS EAST RD, TROY, TX 76579-3002 |
| Document Number | 0000016387 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 2020-00016387 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,954.00 (-25.16%) Homeowner's exemption | $205,684 Land $16,500 Building $189,184 | $205,684 Land $16,500 Building $189,184 |
| 2022 | $2,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Curtis Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Curtis Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Verizon.
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