521 Creekside Dr, McKinney, TX 75071 Property Records

Collin County property record for 521 Creekside Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,473 sqft · built 2001
Lot Size	1.17 acres (51,052 sqft)
Owner	Individual on Record
Tax Bill	$30,014 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-4581-00C-0130-1`

Property Details

APN / Parcel Number

Primary APN	`R-4581-00C-0130-1`
Alternative APN	`2109956`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	6,473 sqft Living Area
Gross Area	7,603 sqft
2nd Floor Area	2,665 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	51,052 sqft (1.17 acres)
Garage Type	Attached
Garage Area	1,130 sqft
Parking Spaces	4 Parking Spaces
Pool Area	660 sqft
Porch	Covered Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2109956
Street Address	521 CREEKSIDE DR
City	MCKINNEY
State	TX
Zip	75071-4838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	STONEBRIDGE ESTATES PHASE III (CMC), BLK C, LOT 13
Legal Subdivision	STONEBRIDGE ESTATES PHASE III (CMC)
Legal Phase	3
Legal Block	C
Legal Lot Number	13
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1008
Census Tract	30548

Owner

Source: Collin County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	521 CREEKSIDE DR, MCKINNEY, TX 75071-4838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Vendor's Lien, Transfer · Conventional Mortgage ORIGINPOINT LLC
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU
Jun 27, 2017	Warranty Deed, Transfer BRANCH BK&TR
Jan 5, 2017	Loan Modification, Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023
Deed Sale	Sep 1, 2023
Prior Sale	Jun 27, 2017
Deed Document Number	2023000101312
Record Updated	Jun 8, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 1, 2023
Property Address	521 CREEKSIDE DR, MCKINNEY, TX 75071-4838
Document Number	2023000101312
Map Reference	CAB M SL 300
Instrument Date	Aug 31, 2023
Instrument	2023000101312
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 CREEKSIDE DR, MCKINNEY, TX 75071-4838

Mortgage

Document Number	2023000101313
Date	Sep 1, 2023
Instrument	2023000101313

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Max Rate	11.8%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	521 CREEKSIDE DR, MCKINNEY, TX 75071-4838
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	PRESERVE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199740
Date	Feb 7, 2022
Instrument	20220207000199740

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 27, 2017
Property Address	521 CREEKSIDE DR, MCKINNEY, TX 75071-4838
Document Number	0000840810
Instrument Date	Jun 26, 2017
Instrument	840810
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 CREEKSIDE DR MCKINNEY TX 750714838, MCKINNEY, TX 75071-4838

Mortgage

Document Number	840820
Date	Jun 27, 2017
Instrument	840820

Lender

Name	BRANCH BK&TR
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	521 CREEKSIDE DR, MCKINNEY, TX 75071-4838
Document Number	0000042200
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 CASTLEWOOD DR MCKINNEY TX 750718021, MCKINNEY, TX 75071-8021

Mortgage

Document Number	0000042200
Date	Jan 10, 2017
Instrument	42200

Lender

Name	FIRST BK
Type	Bank
Address	WICHITA FALLS, TX 76301

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2018

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,137,096 (+24.97%) Land $561,000 Building $1,576,096	$2,137,096 (+24.97%) Land $561,000 Building $1,576,096
2024	$30,014.00 (+24.26%)
2023		$1,710,051 Land $528,000 Building $1,182,051	$1,710,051 Land $528,000 Building $1,182,051
2022	$24,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi, Hotwire Communications, T-Mobile.

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