521 Concord Dr, Oregon, WI 53575 Property Records

Dane County property record for 521 Concord Dr, Oregon, WI 53575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,245 sqft · built 2001
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on File
Last Sale	$362,000 (Apr 2015)
Tax Bill	$9,346 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0510-072-4034-1`

Property Details

APN / Parcel Number

Primary APN	`0510-072-4034-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,245 sqft Living Area
1st Floor Area	1,905 sqft
Basement Area	1,340 sqft
Finished Basement	1,340 sqft

Exterior

Year Built	Built 2001
Lot Area	15,987 sqft (0.367 acres)
Porch	Open Porch

Location & Zoning

Street Address	521 CONCORD DR
City	OREGON
State	WI
Zip	53575-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORNE ESTATES LOT 7
Legal Range	10
Legal Township	05
Legal Section	07
Legal Subdivision	HAWTHORNE ESTATES
Legal Block	40
Legal Lot Number	7
Jurisdiction	DANE WI
Township / Civil Division	OREGON
Census Block Group	3
Census Block	3001
Census Tract	12501

Owner

521 Concord Dr is owned and occupied by two individuals who bought it in April 2015.

Source: Dane County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 CONCORD DR, OREGON, WI 53575-3513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jun 21, 2017	Deed of Trust, Mortgage · ARM SUMMIT CU
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2015 · Amount on File
Deed Sale	Apr 2, 2015 · Amount on File
Prior Sale	Aug 30, 2005
Deed Document Number	5140331
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	521 CONCORD DR, OREGON, WI 53575-3513
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005699543
Date	Mar 1, 2021
Instrument	5699543

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.88%
Index	1-Year CMT

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	521 CONCORD DR, OREGON, WI 53575-3513
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005334947
Date	Jun 21, 2017
Instrument	5334947

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	521 CONCORD DR, OREGON, WI 53575-3513
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005334948
Date	Jun 21, 2017
Instrument	5334948

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 521 Concord Dr was $9,346 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Oregon Village
Unified School District	Oregon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,346.00 Homeowner's exemption	$639,500 Land $129,000 Building $510,500	$613,500
2023		$521,700 Land $108,000 Building $413,700	$535,800
2022	$8,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Concord Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–1996)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Concord Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Four Lakes Broadband, LiteWire.

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