521 Colonels Cir, Ridgeway, SC 29130 Property Records

Fairfield County property record for 521 Colonels Cir, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	2,228 sqft · built 2021
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-04-02-016-000`

Property Details

APN / Parcel Number

Primary APN	`134-04-02-016-000`
Alternative APN	`10278`

Interior

Stories	1 Story
Building Area	2,228 sqft Living Area
Gross Area	3,463 sqft
1st Floor Area	2,228 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Roof Type	Hip
Roof Material	Asphalt
Lot Area	83,200 sqft (1.91 acres)
Garage Type	Mixed
Garage Area	1,412 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	Deck Area
Patio Area	20 sqft

Location & Zoning

Account Number	10278
Street Address	521 COLONELS CIR
City	RIDGEWAY
State	SC
Zip	29130-8273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	521 COLONELS CIRCLE PLAT: 1140-304 LOT 1 & 2
Legal Lot Number	1,2
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	1
Census Block	1023
Census Tract	960302

Owner

521 Colonels Cir is owner-occupied and held in a trust.

Source: Fairfield County records, as of September 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	521 COLONELS CIR, RIDGEWAY, SC 29130-8273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Feb 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	521 COLONELS CIR, RIDGEWAY, SC 29130-8273
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003539
Date	Dec 21, 2021
Book Page	1503/261
Instrument	202100003539

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	521 COLONELS CIR, RIDGEWAY, SC 29130-8273
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002394
Date	Oct 26, 2020
Book Page	1433/192
Instrument	202000002394

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Feb 27, 2019
Property Address	521 COLONELS CIR, RIDGEWAY, SC 29130-8273
Document Number	0000000405
Book / Page	001355 / 000001
Instrument Date	Feb 26, 2019
Instrument	405
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	576 S WASHINGTON ST ELMHURST IL 601264347, ELMHURST, IL 60126-4347

Tax Assessment & Valuation

The 2025 property tax bill for 521 Colonels Cir was $3,026, up 13.5% from the year before.

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00 (+13.55%)	$18,280 (+8.71%) Land $2,600 Building $15,680	$457,000 (+8.71%) Land $65,000 Building $392,000
2024	$2,665.00 (-13.92%)	$16,816 (-) Land $2,600 Building $14,216	$420,400 (-) Land $65,000 Building $355,400
2023	$3,096.00 (+9.55%)	$16,816 (-) Land $2,600 Building $14,216	$420,400 (-) Land $65,000 Building $355,400
2022	$2,826.00	$16,816 Land $2,600 Building $14,216	$420,400 Land $65,000 Building $355,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Colonels Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	10 (2003–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Colonels Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: TruVista Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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