521 Coe Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 521 Coe Ave, San Jose, CA 95125

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,074 sqft · built 1910
Lot Size	0.14 acres (6,075 sqft)
Owner	Company Name on File
Last Sale	$1,295,000 (May 2020)
Tax Bill	$24,038 (2025)
Deeds & Mortgages	May 2023 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`264-46-078`

Property Details

APN / Parcel Number

Primary APN	`264-46-078`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
Gross Area	1,091 sqft
1st Floor Area	1,091 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,075 sqft (0.14 acres)
Lot Dimensions	135 ft deep x 45 ft wide
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	521 COE AVE
City	SAN JOSE
State	CA
Zip	95125-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	LOT 12
Legal Subdivision	HIGHLAND
Legal Lot Number	12
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	501800

Owner

521 Coe Ave is owned by a company that acquired it in August 2022 and is owner-occupied.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Company Name on File
Mailing Address	521 COE AVE, SAN JOSE, CA 95125-1624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Intrafamily Transfer, Transfer
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
May 27, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Prior Sale	Dec 3, 2010 · Amount on File
Deed Document Number	202024488820
Last Transfer Date	Aug 23, 2022
Transfer Doc	0025470156
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 3, 2023
Property Address	521 COE AVE, SAN JOSE, CA 95125-1624
Document Number	0025470156
Map Reference	MB L PG 74
Instrument Date	Aug 23, 2022
Instrument	25470156
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	521 COE AVE, SAN JOSE, CA 95125-1624

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	521 COE AVE, SAN JOSE, CA 95125-1624
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 COE AVE, SAN JOSE, CA 95125-1624

Mortgage

Document Number	0024932168
Date	Apr 22, 2021
Instrument	24932168

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 27, 2020
Property Address	521 COE AVE, SAN JOSE, CA 95125-1624
Document Number	0024488820
Map Reference	MB L PG 74
Instrument Date	May 11, 2020
Instrument	24488820
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 COE AVE, SAN JOSE, CA 95125-1624

Mortgage

Document Number	0024488821
Date	May 27, 2020
Instrument	24488821

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 521 Coe Ave was $24,038 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,851,570 (+2%) Land $1,171,292 Building $680,278
2025	$24,038.00 Homeowner's exemption	$1,815,266 Land $1,148,326 Building $666,940
2023	$17,208.00 (+0.86%)	$1,361,273 Land $1,103,736 Building $257,537
2022	$17,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 521 Coe Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	2 (1997–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 521 Coe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet, Sonic Telecom.

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