Sumner County property record for 521 Chipman Rd, Bethpage, TN 37022
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 783 sqft · built 1971 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jan 2021) |
| Tax Bill | $725 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083089 01300 |
| Primary APN | 083089 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 783 sqft Living Area |
| Gross Area | 1,097 sqft |
| 1st Floor Area | 783 sqft |
| Basement Area | 783 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Porch Area | 234 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 CHIPMAN RD |
|---|---|
| City | BETHPAGE |
| State | TN |
| Zip | 37022-8623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | DISTRICT: 11, COUNTY AREA: Z05 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20602 |
521 Chipman Rd is owned and occupied by an individual who bought it in January 2021.
Source: Sumner County records, as of June 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 CHIPMAN RD, BETHPAGE, TN 37022-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Jan 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST FREEDOM BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on File |
| Deed Sale | Jan 15, 2021 · Amount on File |
| Prior Sale | Nov 19, 2012 · Amount on File |
| Deed Document Number | 20211346254 |
| Deed Book / Page | 5468 / 685 |
| Prior Transfer Date | Jun 20, 2006 |
| Prior Transfer Doc | 0025530482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jun 15, 2026 |
| Property Address | 521 CHIPMAN RD, BETHPAGE, TN 37022-8623 |
| Document Number | 0001554401 |
| Book / Page | 6875 / 66 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20261554401 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 521 CHIPMAN RD, BETHPAGE, TN 37022-8623 |
| Document Number | 0001554401, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 6875/66 |
| Instrument | 20261554401 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jan 15, 2021 |
| Property Address | 521 CHIPMAN RD, BETHPAGE, TN 37022-8623 |
| Document Number | 0054680685 |
| Book / Page | 5468 / 685 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 1346254 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $536.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 CHIPMAN RD, BETHPAGE, TN 37022-8623 |
| Document Number | 5468687 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 5468/687 |
| Name | FIRST FREEDOM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 521 Chipman Rd was $725.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $725.00 | $51,050 Land $21,150 Building $29,900 | |
| 2024 | $204,200 Land $84,600 Building $119,600 | ||
| 2023 | $546.00 (-0.36%) | $24,225 (-) Land $11,350 Building $12,875 | |
| 2022 | $548.00 | $24,225 Land $11,350 Building $12,875 | |
| 2021 | $96,900 Land $45,400 Building $51,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 521 Chipman Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 13 (2009–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Chipman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTALIAN SPRINGS-BETHPAGE U.D. serves 14,555 people · EPA ID TN0000097 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Central Communications Fiber | 1,000 / 1,000 |
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