Lancaster County property record for 521 Chester St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,530 sqft · built 2001 |
| Lot Size | 0.361 acres (15,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,750 (Mar 2005) |
| Tax Bill | $1,089 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0081B-0D-014.01 |
| Primary APN | 0081B-0D-014.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 1,647 sqft |
| Flooring | Carpet |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,725 sqft (0.361 acres) |
| Lot Width | 150 ft Width |
| Porch | Porch |
| Porch Area | 96 sqft |
| Deck Area | 21 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 75552 |
|---|---|
| Street Address | 521 CHESTER ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 150X123X150X112 |
| Legal Subdivision | FRANCES BUCKELEW MURRAY |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 10700 |
521 Chester St is owned and occupied by an individual who bought it in March 2005.
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 CHESTER ST, LANCASTER, SC 29720-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2005 · Amount on File |
| Deed Sale | Mar 14, 2005 · Amount on File |
| Prior Sale | Feb 15, 2005 · Amount on File |
| Deed Document Number | 2005912 |
| Deed Book / Page | 274 / 248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 521 CHESTER ST, LANCASTER, SC 29720-2712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000290 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 4255/270 |
| Instrument | 2021000290 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,089.00 (+13.08%) | $5,626 (+15%) Land $459 Building $5,167 | $171,700 (+40.39%) Land $14,000 Building $157,700 |
| 2024 | $963.00 (-11.97%) | ||
| 2023 | $1,094.00 | $4,892 Land $560 Building $4,332 | $122,300 Land $14,000 Building $108,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 521 Chester St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 521 Chester St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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