521 Cherbourg Dr, Buffalo Grove, IL 60089 Property Records

Lake County property record for 521 Cherbourg Dr, Buffalo Grove, IL 60089

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,280 sqft · built 1988
Lot Size	0.157 acres (6,817 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Sep 2023)
Tax Bill	$12,665 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-33-115-006`

Property Details

APN / Parcel Number

Primary APN	`15-33-115-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	3,590 sqft
1st Floor Area	930 sqft
Upper Floors Area	1,350 sqft
Basement Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	6,817 sqft (0.157 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	521 CHERBOURG DR
City	BUFFALO GROVE
State	IL
Zip	60089-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERBOURG UNIT 1 RESUBDIVISION NO. 28; LOT 3
Legal Subdivision	CHERBOURG UNIT 1 RESUBDIVISION NO. 28
Legal Lot Number	3
Legal Unit	1
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1008
Census Tract	864519

Owner

521 Cherbourg Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Lake County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 WOOD CREEK RD, 310, WHEELING, IL 60090-6728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 20, 2018	Warranty Deed, Transfer · ARM PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Prior Sale	Mar 20, 2018 · Amount on File
Deed Document Number	20237998298
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	521 CHERBOURG DR, BUFFALO GROVE, IL 60089-7714
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 CHERBOURG DR, BUFFALO GROVE, IL 60089-7714

Mortgage

Document Number	0008122001
Date	Sep 18, 2025
Instrument	8122001

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2045

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 28, 2023
Property Address	521 CHERBOURG DR, BUFFALO GROVE, IL 60089-7714
Document Number	0007998298
Map Reference	DOC 2721628
Instrument Date	Sep 18, 2023
Instrument	7998298
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	521 CHERBOURG DR, BUFFALO GROVE, IL 60089-7714

Mortgage

Document Number	0007998299
Date	Sep 28, 2023
Instrument	7998299

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	521 CHERBOURG DR, BUFFALO GROVE, IL 60089-7714
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007752562
Date	Feb 19, 2021
Instrument	7752562

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 20, 2018
Property Address	521 CHERBOURG DR, BUFFALO GROVE, IL 60089-7714
Document Number	0007470905
Map Reference	DOC2721628
Instrument Date	Mar 13, 2018
Instrument	7470905
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ALLIANCE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2237 AVALON DR, 2237, BUFFALO GROVE, IL 60089-4686

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	521 CHERBOURG DR, BUFFALO GROVE, IL 60089-7714

Mortgage

Document Number	0007470906
Date	Mar 20, 2018
Instrument	7470906

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Buffalo Grove Village
County	Lake County
County Subdivision	Vernon Township
Elementary School District	Aptakisic-Tripp Community Consolidated School District (PK - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,042 (+8.2%) Land $37,751 Building $106,291	$432,169 (+8.2%) Land $113,264 Building $318,905
2024	$12,665.00 (+3.73%)	$133,123 (+5.98%) Land $34,889 Building $98,234	$399,408 (+5.98%) Land $104,677 Building $294,731
2023	$12,209.00 (+4.68%)	$125,611 (+3.4%) Land $32,920 Building $92,691	$376,871 (+3.4%) Land $98,770 Building $278,101
2022	$11,663.00	$121,479 Land $31,837 Building $89,642	$364,474 Land $95,521 Building $268,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 521 Cherbourg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 521 Cherbourg Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO GROVE serves 43,212 people · EPA ID IL0314180
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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