521 Cheney St, Reno, NV 89502 Property Records

Washoe County property record for 521 Cheney St, Reno, NV 89502

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 927 sqft · built 1935
Lot Size	0.16 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2017)
Tax Bill	$951 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`013-121-11`

Property Details

APN / Parcel Number

Primary APN	`013-121-11`
Alternative APN	`23722`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	927 sqft Living Area
1st Floor Area	927 sqft
Basement Area	927 sqft
Unfinished Basement	927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.16 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23722
Street Address	521 CHENEY ST
City	RENO
State	NV
Zip	89502-0913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF14
Legal Description	SOUTHERN ADD W48' LOT 10 & E2' LOT 11 BLK 10
Legal Range	19
Legal Township	19
Legal Section	13
Legal Subdivision	SOUTHERN ADDITION
Legal Block	10
Legal Lot Number	10, 11 11
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHEAST
Census Block Group	2
Census Block	2004
Census Tract	701

Owner

521 Cheney St is owned and occupied by two individuals who acquired it in August 2019.

Source: Washoe County records, as of January 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 CHENEY ST, RENO, NV 89502-0913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Aug 14, 2019	Quit Claim Deed, Transfer FIRST CENTENNIAL - RENO
Oct 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 13, 2017	Quit Claim Deed, Transfer FIRST CENTENNIAL TITLE COMPANY
Sep 13, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA
Sep 13, 2017	Quit Claim Deed, Transfer FIRST CENTENNIAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Prior Sale	Oct 5, 2018
Deed Document Number	0004743885
Last Transfer Date	Aug 14, 2019
Transfer Doc	0004940350
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	521 CHENEY ST, RENO, NV 89502-0913
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005189671
Date	Jun 8, 2021
Instrument	5189671

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	521 CHENEY ST, RENO, NV 89502-0913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004771352
Date	Dec 13, 2017
Instrument	4771352

Lender

Name	US BANK NA
Type	Bank
Address	RENO, NV 89501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 14, 2019
Property Address	521 CHENEY ST, RENO, NV 89502-0913
Document Number	0004940350
Instrument Date	Aug 2, 2019
Instrument	4940350
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIRST CENTENNIAL - RENO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 CHENEY ST RENO NV 895020913, RENO, NV 89502-0913

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Oct 5, 2018
Property Address	521 CHENEY ST, RENO, NV 89502-0913
Document Number	0004856285
Instrument Date	Oct 3, 2018
Instrument	4856285
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	521 CHENEY ST RENO NV 895020913, RENO, NV 89502-0913

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 13, 2017
Property Address	521 CHENEY ST, RENO, NV 89502-0913
Document Number	0004743886
Instrument Date	Sep 12, 2017
Instrument	4743886
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	FIRST CENTENNIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	521 CHENEY ST RENO NV 895020913, RENO, NV 89502-0913

September 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 13, 2017
Property Address	521 CHENEY ST, RENO, NV 89502-0913
Document Number	0004743885
Instrument Date	Sep 12, 2017
Instrument	4743885
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1400 S VIRGINIA ST STE A, A, RENO, NV 89502-2836

Mortgage

Document Number	0004743888
Date	Sep 13, 2017
Instrument	4743888

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 13, 2017
Property Address	521 CHENEY ST, RENO, NV 89502-0913
Document Number	0004743887
Instrument Date	Sep 11, 2017
Instrument	4743887
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	FIRST CENTENNIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	879 MARSH AVE RENO NV 895091946, RENO, NV 89509-1946

Tax Assessment & Valuation

The 2025 property tax bill for 521 Cheney St was $951.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$951.00	$57,592 Land $34,265 Building $23,327	$164,548 Land $97,900 Building $66,648
2023	$894.00	$55,041 Land $33,390 Building $21,651	$157,261 Land $95,400 Building $61,861

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 521 Cheney St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 521 Cheney St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Truckee Meadows Internet.

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