Minnehaha County property record for 521 Center Ave, Garretson, SD 57030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,197 sqft · built 1900 |
| Lot Size | 0.154 acres (6,721 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $112,000 (Oct 2018) |
| Tax Bill | $1,988 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-12-20-130-012-000 |
| Primary APN | 01-12-20-130-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,197 sqft Finished Area |
| Gross Area | 1,254 sqft |
| 1st Floor Area | 856 sqft |
| Upper Floors Area | 398 sqft |
| Basement Area | 288 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,721 sqft (0.154 acres) |
| Lot Dimensions | 140 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 189 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 23287 |
|---|---|
| Street Address | 521 CENTER AVE |
| City | GARRETSON |
| State | SD |
| Zip | 57030-2144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 12 ROYCES 4TH ADDN TO CITY OF GARRETSON |
| Legal Subdivision | ROYCES 4TH ADDN |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | GARRETSON |
| Census Block Group | 1 |
| Census Block | 1194 |
| Census Tract | 10101 |
521 Center Ave is owner-occupied and held in a trust since October 2018.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 521 CENTER AVE, GARRETSON, SD 57030-2144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RELIABANK DAKOTA |
| Feb 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 11, 2019 | Deed of Trust, Mortgage · VA Mortgage RELIABANK DAKOTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on File |
| Deed Sale | Oct 5, 2018 · Amount on File |
| Deed Book / Page | 585-D / 0682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 521 CENTER AVE, GARRETSON, SD 57030-2144 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Title Company | FIRST DAKOTA TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 1848MTG/499 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 1848 MTG/499 |
| Name | RELIABANK DAKOTA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 521 CENTER AVE, GARRETSON, SD 57030-2144 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1913MTG/395 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 1913 MTG/395 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 521 CENTER AVE, GARRETSON, SD 57030-2144 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | FIRST DAKOTA TITLE |
| Name | Verified Name |
|---|
| Document Number | 1860MTG/0751 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 1860 MTG/0751 |
| Name | RELIABANK DAKOTA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 521 Center Ave was $1,988.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Garretson City |
| Unified School District | Garretson School District 49-4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,526 (+2.33%) Land $12,461 Building $129,065 | $141,526 Land $12,461 Building $129,065 | |
| 2025 | $1,988.00 | $138,300 (+1.62%) Land $12,600 Building $125,700 | |
| 2024 | $1,988.00 | $136,100 Land $10,100 Building $126,000 | |
| 2022 | $1,603.00 | $109,300 Land $10,100 Building $99,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Center Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Center Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRETSON serves 1,228 people · EPA ID SD4600138 |
|---|---|
| Water Source | Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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