Berrien County property record for 521 Cayuga Rd, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,395 sqft · built 1950 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,000 (Oct 2012) |
| Tax Bill | $1,561 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-3400-0131-02-1 |
| Primary APN | 18-3400-0131-02-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,395 sqft Living Area |
| 1st Floor Area | 1,395 sqft |
| Basement Area | 915 sqft |
| Unfinished Basement | 915 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Raised Ranch |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 135 ft deep x 63 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 521 CAYUGA RD |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 - SINGL |
| Legal Description | THE WEST 63' OF THE EAST 128' OF LOT 131 INDIAN HILLS |
| Legal Subdivision | INDIAN HILLS |
| Legal Lot Number | 131 |
| Legal Unit | 131 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700 |
521 Cayuga Rd is owned and occupied by an individual who bought it in October 2012.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 CAYUGA RD, BENTON HARBOR, MI 49022-5603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2012 · Amount on File |
| Deed Sale | Oct 2, 2012 · Amount on File |
| Prior Sale | May 20, 2011 · Amount on File |
| Deed Book / Page | 3010 / 590 |
| Prior Transfer Date | Sep 16, 2010 |
| Prior Transfer Doc | 02933/1913 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 521 Cayuga Rd was $1,561 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,100 | $170,200 | |
| 2025 | $1,561.00 | ||
| 2023 | $49,400 | $98,800 | |
| 2022 | $1,376.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Cayuga Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Cayuga Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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