521 Carob Rd, Clever, MO 65631 Property Records

Christian County property record for 521 Carob Rd, Clever, MO 65631

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 3,469 sqft · built 2003
Lot Size	12.4 acres (541,886 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jul 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9-0.7-35-0-0-8.002`

Property Details

APN / Parcel Number

Primary APN	`9-0.7-35-0-0-8.002`
Alternative APN	`09-0.7-35-000-000-008.002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	3,469 sqft Adjusted Area
1st Floor Area	1,299 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	541,886 sqft (12.4 acres)
Shed	1 Shed
Shed Area	750 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	521 CAROB RD
City	CLEVER
State	MO
Zip	65631-6612
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR 1 & TR 2 PT E2 SESE EX S PT
Legal Range	23
Legal Township	27
Legal Section	35
Legal Subdivision	5000 CLEVER OUT
Legal Tract	1
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4023
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 CAROB RD, CLEVER, MO 65631-6612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 19, 2018	Warranty Deed, Transfer BANK OF LITTLE ROCK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020
Deed Sale	Jul 1, 2020
Prior Sale	Nov 19, 2018
Deed Document Number	2020009892
Deed Book / Page	2020 / 009892
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 1, 2020
Property Address	521 CAROB RD, CLEVER, MO 65631-6612
Document Number	0202009892
Book / Page	2020 / 9892
Instrument Date	Jun 18, 2020
Instrument	2020L09983
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 CAROLO RD, CLEVER, MO 65631

Mortgage

Document Number	2020L09984
Date	Jul 1, 2020
Instrument	2020L09984

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 19, 2018
Property Address	521 CAROB RD, CLEVER, MO 65631-6612
Document Number	0201815224
Book / Page	002018 / 015224
Instrument Date	Nov 9, 2018
Instrument	15382
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	HOGAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 CAROB RD CLEVER MO 656316612, CLEVER, MO 65631-6612

Mortgage

Document Number	201815225
Date	Nov 19, 2018
Book Page	002018/015225
Instrument	15383

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$53,700 (+7.04%)	$284,100 (+7.01%) Land $21,700 Building $262,400
2023	$50,170	$265,500 Land $21,700 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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