521 Carleton Rd, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 521 Carleton Rd, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	3,986 sqft · built 2018
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Apr 2017)
Tax Bill	$27,234 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-03006-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`20-03006-0000-00021`
Alternative APNs	`2000602000000023A` `200300600021`

Interior

Stories	2 Stories
Building Area	3,986 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Lot Area	12,894 sqft (0.296 acres)
Garage Type	Detached

Location & Zoning

Old Parcel Number	2000602000000023A
Street Address	521 CARLETON RD
City	WESTFIELD
State	NJ
Zip	07090-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3006
Legal Lot Number	21
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3000
Census Tract	36700

Owner

521 Carleton Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 CARLETON RD, WESTFIELD, NJ 07090-2501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 14, 2020	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA
Apr 24, 2017	Grant Deed, Transfer · Conventional Mortgage UNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Prior Sale	Oct 20, 2015 · Amount on File
Deed Document Number	2017285720
Prior Transfer Date	Dec 9, 2015
Prior Transfer Doc	0060960955
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	521 CARLETON RD, WESTFIELD, NJ 07090-2501
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149882084
Date	Jun 14, 2021
Book Page	14988/2084
Instrument	14419

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 25, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	521 CARLETON RD, WESTFIELD, NJ 07090-2501
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148862101
Date	Feb 18, 2021
Book Page	14886/2101
Instrument	4370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	521 CARLETON RD, WESTFIELD, NJ 07090-2501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144270529
Date	Apr 11, 2018
Book Page	14427/0529
Instrument	655865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	521 CARLETON RD, WESTFIELD, NJ 07090-2501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146942464
Date	May 14, 2020
Book Page	14694/2464
Instrument	691423

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 25, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	521 CARLETON RD, WESTFIELD, NJ 07090-2501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146682379
Date	Mar 23, 2020
Book Page	14668/2379
Instrument	688904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	521 CARLETON RD, WESTFIELD, NJ 07090-2501
Document Number	0144742418
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 CARLETON RD WESTFIELD NJ 070902501, WESTFIELD, NJ 07090-2501

Mortgage

Document Number	0144742418
Date	Aug 3, 2018
Book Page	014474/002418
Instrument	660897

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2043

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Apr 24, 2017
Property Address	521 CARLETON RD, WESTFIELD, NJ 07090-2501
Document Number	0061840419
Book / Page	006184 / 000419
Instrument Date	Mar 24, 2017
Instrument	285720
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 CARLETON RD WESTFIELD NJ 070902501, WESTFIELD, NJ 07090-2501

Mortgage

Document Number	142630279
Date	Apr 24, 2017
Book Page	014263/000279
Instrument	639608

Lender

Name	UNITY BK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 521 Carleton Rd was $27,234, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,188,200 (-) Land $438,800 Building $749,400	$1,188,200 (-) Land $438,800 Building $749,400
2025	$27,234.00 (+1.78%)	$1,188,200 Land $438,800 Building $749,400	$1,188,200 Land $438,800 Building $749,400
2024	$26,758.00
2023		$1,188,200 Land $438,800 Building $749,400	$1,188,200 Land $438,800 Building $749,400
2022	$25,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Carleton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 521 Carleton Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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