Santa Cruz County property record for 521 Capitola Ave, Capitola, CA 95010
| Property Type | Medical Building |
|---|---|
| Details | 1,266 sqft · built 1964 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Company Name on Record |
| Last Sale | $785,000 (Aug 2018) |
| Tax Bill | $10,880 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-093-05 |
| Primary APN | 035-093-05 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,266 sqft Gross Area |
| 1st Floor Area | 1,266 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 4,008 sqft (0.092 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 521 CAPITOLA AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2759 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Legal Subdivision | NORTH CAPITOLA |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 121802 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 521 CAPITOLA AVE, CAPITOLA, CA 95010-2759 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK |
| Aug 16, 2018 | Grant Deed, Transfer · Conventional Mortgage JON C FOSTER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on Record |
| Deed Sale | Aug 16, 2018 · Amount on Record |
| Prior Sale | Aug 25, 1995 · Amount on Record |
| Deed Document Number | 201825091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 521 CAPITOLA AVE, CAPITOLA, CA 95010-2759 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 521 CAPITOLA AVE, CAPITOLA, CA 95010-2759 |
| Document Number | 0000023112 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022-0023112 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 16, 2018 |
| Property Address | 521 CAPITOLA AVE, CAPITOLA, CA 95010-2759 |
| Document Number | 0000025091 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 25091 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $863.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 521 CAPITOLA AVE CAPITOLA CA 950102759, CAPITOLA, CA 95010-2759 |
| Document Number | 25092 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 25092 |
| Name | JON C FOSTER |
|---|---|
| Address | PO BOX 3634, SANTA CRUZ, CA 95063-3634 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $893,196 (+2%) Land $608,739 Building $284,457 | |
| 2025 | $10,880.00 (+9.51%) | $875,683 (+4.04%) Land $596,803 Building $278,880 |
| 2023 | $9,935.00 (+1.25%) | $841,679 Land $573,628 Building $268,051 |
| 2022 | $9,812.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio, GeoLinks, Xfinity.
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