Clay County property record for 521 Caddy Ave, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.51 acres (22,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,656 (2026) |
| Deeds & Mortgages | Apr 2018 Transfer |
| Flood Zone | Zone X (reduced by levee) |
| APN | 58.313.0030 |
| Primary APN | 58.313.0030 |
|---|
| Lot Area | 22,000 sqft (0.51 acres) |
|---|
| Street Address | 521 CADDY AVE |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME HILLSIDE SUB SUBDIVISIONCD 58313 N 200' OF W 85' OF LOT 2 & OF THE E 25' OF LOT 3 1 |
| Legal Range | 48 |
| Legal Township | 140 |
| Legal Section | 32 |
| Legal Subdivision | HILLSIDE SUB |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 30106 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 CADDY AVE, MOORHEAD, MN 56560-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2018 |
| Transfer Doc | 0000778379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Apr 3, 2018 |
| Property Address | 521 CADDY AVE, MOORHEAD, MN 56560-1411 |
| Document Number | 0000778379 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 778379 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 525 CADDY AVE MOORHEAD MN 565601461, MOORHEAD, MN 56560-1461 |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,656.00 (+10.96%) Homeowner's exemption | $294,900 (+3.15%) Land $59,300 Building $235,600 | $294,900 (+3.15%) Land $59,300 Building $235,600 |
| 2025 | $285,900 (+3.1%) Land $60,400 Building $225,500 | $285,900 (+3.1%) Land $60,400 Building $225,500 | |
| 2023 | $4,196.00 Homeowner's exemption | $277,300 Land $65,900 Building $211,400 | $277,300 Land $65,900 Building $211,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 213 (1997–2014) |
| Claims Outside the SFHA | 180 of 213 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fidium Fiber.
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