Hamilton County property record for 521 Bruning Ln, Chattanooga, TN 37415
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 1,444 sqft · built 1974 |
| Lot Size | 0.313 acres (13,650 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $873 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117L B 008.03 |
| Primary APN | 117L B 008.03 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Total Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,650 sqft (0.313 acres) |
| Lot Dimensions | 125 ft deep x 109 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000042727 |
|---|---|
| Old Parcel Number | 117L B 00803 |
| Street Address | 521 BRUNING LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-6205 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 11 BRUNING FOREST PB27 PG261 |
| Legal Subdivision | BRUNING FOREST |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 521 BRUNING LN, CHATTANOOGA, TN 37415-6205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 26, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST TN BK |
| Aug 3, 2017 | Quit Claim Deed, Transfer FIRST TITLE COMPANY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2017 |
| Transfer Doc | 0000000010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 521 BRUNING LN, CHATTANOOGA, TN 37415-6205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 521 BRUNING LN, CHATTANOOGA, TN 37415-6205 |
| Document Number | 0000000021 |
|---|---|
| Date | Nov 6, 2025 |
| Book Page | 14099/1 |
| Instrument | 2025110600021 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37415 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 521 BRUNING LN, CHATTANOOGA, TN 37415-6205 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000161 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 12482/682 |
| Instrument | 2021051200161 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 521 BRUNING LN, CHATTANOOGA, TN 37415-6205 |
| Document Number | 0726000011 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 523 BRUNING LN CHATTANOOGA TN 374156205, CHATTANOOGA, TN 37415-6205 |
| Document Number | 0726000011 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 011709/000128 |
| Instrument | 190726000011 |
| Name | FIRST TN BK |
|---|---|
| Type | Bank |
| Address | KNOXVILLE, TN 37929 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 3, 2017 |
| Property Address | 521 BRUNING LN, CHATTANOOGA, TN 37415-6205 |
| Document Number | 0000000010 |
| Book / Page | 011119 / 000492 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 10 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 521 BRUNING LN CHATTANOOGA TN 374156205, CHATTANOOGA, TN 37415-6205 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $873.00 (+9.4%) | $57,600 (+61.34%) | $230,400 (+61.34%) Land $70,000 Building $160,400 |
| 2024 | $798.00 (-47.98%) | $35,700 (-) | $142,800 (-) Land $40,000 Building $102,800 |
| 2023 | $1,534.00 (+23.71%) | $35,700 (-) | $142,800 (-) Land $40,000 Building $102,800 |
| 2022 | $1,240.00 | $35,700 | $142,800 Land $40,000 Building $102,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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