521 Birch Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 521 Birch Rd, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,007 sqft · built 1940
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Feb 2021)
Tax Bill	$889 (2025)
Deeds & Mortgages	Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`059-40-00-090.00`

Property Details

APN / Parcel Number

Primary APN	`059-40-00-090.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,007 sqft Finished Area
Gross Area	1,161 sqft

Exterior

Year Built	Built 1940
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	100 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0594000090.00
Street Address	521 BIRCH RD
City	COVINGTON
State	KY
Zip	41015-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LATONIA LAKES LOTS 162 THRU 165 & LOTS 211 THRU 213
Legal Subdivision	LATONIA LAKES
Legal Phase	13
Legal Lot Number	162-65
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1005
Census Tract	65800

Owner

Source: Kenton County records · APN 059-40-00-090.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	521 BIRCH RD, COVINGTON, KY 41015-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	21022605900259
Deed Book / Page	74 / 542
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 26, 2021
Property Address	521 BIRCH RD, COVINGTON, KY 41015-2403
Document Number	0005900259
Book / Page	74 / 542
Map Reference	MB 3 PG 28&29
Instrument Date	Mar 12, 2020
Instrument	21022605900259
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1272 BOWMAN ROAD, 1272, INDEPENDENCE, KY 41051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 BIRCH RD, COVINGTON, KY 41015-2403
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$889.00 (+18.22%)	$64,600 (+33.75%) Land $15,000 Building $49,600	$64,600 (+33.75%) Land $15,000 Building $49,600
2023	$752.00	$48,300 Land $5,000 Building $43,300	$48,300 Land $5,000 Building $43,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.