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521 Bernhard Ave, Mount Joy, PA 17552 Property Records

Lancaster County property record for 521 Bernhard Ave, Mount Joy, PA 17552

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,572 sqft · built 1984
Lot Size1.6 acres (69,696 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Dec 2025)
Tax Bill$6,395 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN450-47395-0-0000

Property Details

APN / Parcel Number

Primary APN450-47395-0-0000
Alternative APN
  • 4509E15 2A 9

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,572 sqft Living Area
Gross Area2,620 sqft
1st Floor Area1,437 sqft
Basement Area943 sqft
Finished Basement135 sqft
Unfinished Basement808 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area69,696 sqft
Garage Area1 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area348 sqft
Deck Area78 sqft
Patio Area78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address521 BERNHARD AVE
CityMOUNT JOY
StatePA
Zip17552-1145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal Description521 BERNHARD AVE
Legal SubdivisionFLORIN HEIGHTS
Legal Lot Number9
JurisdictionLANCASTER PA
Township / Civil DivisionMOUNT JOY
Census Block Group3
Census Block3009
Census Tract10902

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address521 BERNHARD AVE, MOUNT JOY, PA 17552-1145
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2025 · Amount on Record
Deed SaleDec 1, 2025 · Amount on Record
Deed Document Number202547769
Record UpdatedOct 29, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER PA
Recording DateDec 1, 2025
Property Address521 BERNHARD AVE, MOUNT JOY, PA 17552-1145
Document Number20250047769
Map ReferenceMB J-136 PG 123
Instrument DateNov 26, 2025
Instrument20250047769
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, OUR TOWN ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address521 BERNHARD AVE, MOUNT JOY, PA 17552-1145

Mortgage

Document Number20250047770
DateDec 1, 2025
Instrument20250047770
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
MunicipalityMount Joy Borough
Unified School DistrictDonegal School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,900 (-) Land $107,800 Building $127,100$234,900 (-) Land $107,800 Building $127,100
2025$6,395.00 (+1.77%)$234,900 (-) Land $107,800 Building $127,100
2024$6,284.00 Homeowner's exemption$234,900 Land $107,800 Building $127,100
2018$234,900 Land $107,800 Building $127,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT JOY BORO AUTH
serves 15,261 people · EPA ID PA7360091
Water SourceGroundwater influenced by surface water
Last State InspectionJan 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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